Consultation pathology during surgery frozen section first tissue block at Community Hospital San Bernardino

1805 Medical Center Dr, San Bernardino, CA · CommonSpirit Health · · NPI 1235290818

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$77.42

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$198.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$55.95 with Aetna vs $386.10 with Naphcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Commercial|Gatekeeper $55.95 ↓ -28%
Partnership Health Plan Medicaid|< 21 $63.86 ↓ -18%
Kaiser Medicaid|> 21 $63.86 ↓ -18%
LA Care Medicaid|> 21 $63.86 ↓ -18%
LA Care Medicaid|< 21 $63.86 ↓ -18%
Partnership Health Plan Medicaid|> 21 $63.86 ↓ -18%
Kaiser Medicaid|< 21 $63.86 ↓ -18%
Aetna Commercial|Non-Gatekeeper $67.21 ↓ -13%
Molina Medicaid|All Plans $89.40 ↑ +15%
HPN Medicaid|All Plans $93.68 ↑ +21%
Health Net Medicaid|< 21 $96.62 ↑ +25%
Health Net Medicaid|> 21 $96.62 ↑ +25%
HPN Medicare|Senior $108.90 ↑ +41%
BCBS - Anthem Medicaid|All Plans $111.14 ↑ +44%
HPN Commercial|All Plans $114.84 ↑ +48%
Magellan Commercial|All Plans $118.80 ↑ +53%
Cigna Commercial|PPO $119.11 ↑ +54%
Cigna Commercial|All Other Plans $119.11 ↑ +54%
Kaiser Commercial|All Plans $122.76 ↑ +59%
Inland Empire Health Plan Medicaid|All Plans $127.72 ↑ +65%
First Health Commercial|All Plans $138.60 ↑ +79%
BCBS - Anthem Commercial|All Other Plans $144.54 ↑ +87%
Blue Shield CA Medicare|BlueShield Promise $148.50 ↑ +92%
MultiPlan Commercial|All Plans $158.40 ↑ +105%
SBMG Commercial|All Plans $165.91 ↑ +114%
United Commercial|All Other Plans $178.99 ↑ +131%
United Commercial|HMO $178.99 ↑ +131%
BCBS - Anthem Commercial|MCS $180.18 ↑ +133%
Kaiser Medicare|All Plans $198.00 ↑ +156%
Scan Health Plan Medicare|All Plans $198.00 ↑ +156%
Molina Medicare|All Plans $198.00 ↑ +156%
BCBS - Anthem Medicare|All Plans $198.00 ↑ +156%
Central Health Plan Medicare|All Plans $198.00 ↑ +156%
Humana Medicare|All Plans $198.00 ↑ +156%
Inland Empire Health Plan Medicare|All Plans $198.00 ↑ +156%
Epic Health Medicare|All Plans $198.00 ↑ +156%
Patton Medicare|All Plans $198.00 ↑ +156%
Redlands Commercial|All Plans $198.00 ↑ +156%
Redlands Medicare|All Plans $198.00 ↑ +156%
United Medicare|All Plans $217.73 ↑ +181%
Blue Shield CA Medicare|All Other Plans $217.73 ↑ +181%
Ballards Rehab Commercial|All Plans $217.80 ↑ +181%
Care 1st Medicaid|All Plans $319.30 ↑ +312%
Epic Health Commercial|All Plans $370.14 ↑ +378%
Naphcare Commercial|All Plans $386.10 ↑ +399%

Visitor-reported prices

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Consultation pathology during surgery frozen section first tissue block at other California hospitals

Hospital City Cash price Negotiated range
St. Bernardine Medical Center San Bernardino $142.53 $63.86 – $424.57
St. John's Camarillo Hospital Camarillo $143.23 $88.29 – $394.70
Petaluma Valley Hospital Petaluma $548.25 $129.97 – $287.00
Arroyo Grande Hospital Santa Maria $13.10 $15.30 – $106.99
Mark Twain Medical Center San Andreas $93.24 $11.12 – $42.96
French Hospital San Luis Obispo $12.00 $8.26 – $125.77
Mercy Hospitals – Bakersfield Bakersfield $113.53 $29.21 – $119.32
Bakersfield Memorial Hospital Bakersfield $112.31 $29.21 – $119.32

All California hospitals for this procedure →