Compatibility test each unit immediate spin technique at St. Bernardine Medical Center
2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911
$160.51
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$482.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$22.62 with Blue Shield CA vs $370.14 with EPIC Health — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Shield CA | Commercial|Exchange | $22.62 | ↓ -86% |
| Care 1st | Medicaid|All Plans | $22.62 | ↓ -86% |
| Redlands | Commercial|All Plans | $25.23 | ↓ -84% |
| Kaiser | Commercial|All Plans | $26.10 | ↓ -84% |
| Blue Shield CA | Commercial|All Other Plans | $33.93 | ↓ -79% |
| HPN | Medicare|Senior | $51.33 | ↓ -68% |
| BCBS - Anthem | Commercial|Exchange | $51.33 | ↓ -68% |
| HPN | Commercial|All Plans | $54.81 | ↓ -66% |
| First Health | Commercial|All Plans | $57.42 | ↓ -64% |
| MultiPlan | Commercial|All Plans | $69.60 | ↓ -57% |
| Healthsmart | Commercial|All Plans | $71.34 | ↓ -56% |
| BCBS - Anthem | Commercial|Non-MCS PPO | $73.08 | ↓ -54% |
| BCBS - Anthem | Commercial|Non-MCS HMO | $73.08 | ↓ -54% |
| Aetna | Commercial|Gatekeeper | $73.18 | ↓ -54% |
| Blue Shield CA | Medicare|BlueShield Promise | $73.95 | ↓ -54% |
| BCBS - Anthem | Medicaid|All Plans | $75.11 | ↓ -53% |
| Aetna | Commercial|Non-Gatekeeper | $86.45 | ↓ -46% |
| Epic Health | Medicare|All Plans | $87.00 | ↓ -46% |
| Kaiser | Medicare|All Plans | $87.00 | ↓ -46% |
| Central Health Plan | Medicare|All Plans | $87.00 | ↓ -46% |
| Molina | Medicare|All Plans | $87.00 | ↓ -46% |
| First Health | Medicare|All Plans | $87.00 | ↓ -46% |
| Inland Empire Health Plan | Medicare|All Plans | $87.00 | ↓ -46% |
| Patton | Medicare|All Plans | $87.00 | ↓ -46% |
| BCBS - Anthem | Medicare|All Plans | $87.00 | ↓ -46% |
| BCBS - Anthem | Commercial|MCS | $87.00 | ↓ -46% |
| Health Net | Medicare|All Plans | $87.00 | ↓ -46% |
| United | Commercial|HMO | $87.00 | ↓ -46% |
| Humana | Medicare|All Plans | $87.00 | ↓ -46% |
| United | Commercial|All Other Plans | $87.00 | ↓ -46% |
| Scan Health Plan | Medicare|All Plans | $87.00 | ↓ -46% |
| Cigna | Commercial|All Other Plans | $101.23 | ↓ -37% |
| Cigna | Commercial|PPO | $101.23 | ↓ -37% |
| DHMG | Commercial|All Plans | $126.15 | ↓ -21% |
| IHCG | Medicaid|All Plans | $132.73 | ↓ -17% |
| IHCG | Medicare|All Plans | $133.11 | ↓ -17% |
| Naphcare | Commercial|All Plans | $169.65 | ↑ +6% |
| Kaiser | Medicaid|All Plans | $187.25 | ↑ +17% |
| Blue Shield CA | Medicare|All Other Plans | $217.73 | ↑ +36% |
| United | Medicare|All Plans | $217.73 | ↑ +36% |
| EPIC Health | Commercial|All Plans | $370.14 | ↑ +131% |
Visitor-reported prices
Comments
Compatibility test each unit immediate spin technique at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Community Hospital San Bernardino | San Bernardino | $191.99 | $17.40 – $169.65 |
| St. John's Camarillo Hospital | Camarillo | $126.59 | $9.45 – $93.64 |
| Banner Lassen Medical Center | Susanville | $252.58 | $34.27 – $354.05 |
| Petaluma Valley Hospital | Petaluma | $446.25 | $125.33 – $293.80 |
| Arroyo Grande Hospital | Santa Maria | $396.33 | $90.93 – $672.28 |
| Mark Twain Medical Center | San Andreas | $341.00 | $132.46 – $501.76 |
| French Hospital | San Luis Obispo | $363.00 | $106.90 – $672.28 |
| Mercy Hospitals – Bakersfield | Bakersfield | $89.04 | $96.29 – $217.73 |