Collar cerv 18.25x3.5in serp firm density sm at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$49.95

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$150.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$10.00 with Redlands vs $152.75 with Care 1st — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Redlands Commercial|All Plans $10.00 ↓ -80%
PrimeCare Medicare|All Plans $11.00 ↓ -78%
PrimeCare Commercial|All Plans $11.00 ↓ -78%
Molina Medicaid|< 21 $11.50 ↓ -77%
Molina Medicaid|> 21 $11.50 ↓ -77%
BCBS - Anthem Medicaid|All Plans $12.50 ↓ -75%
BCBS - Anthem Commercial|Exchange $15.00 ↓ -70%
Kaiser Commercial|All Plans $15.00 ↓ -70%
Blue Shield CA Commercial|Exchange $17.00 ↓ -66%
Aetna Commercial|Gatekeeper $19.00 ↓ -62%
BCBS - Anthem Commercial|Non-MCS HMO $20.50 ↓ -59%
BCBS - Anthem Commercial|Non-MCS PPO $21.50 ↓ -57%
BCBS - Anthem Commercial|MCS $21.50 ↓ -57%
Cigna Commercial|PPO $22.00 ↓ -56%
Cigna Commercial|All Other Plans $22.00 ↓ -56%
Inland Empire Health Plan Medicaid|All Plans $22.50 ↓ -55%
Aetna Commercial|Non-Gatekeeper $23.00 ↓ -54%
HPN Medicare|Senior $23.50 ↓ -53%
Health Net Commercial|EPPO $23.50 ↓ -53%
HPN Commercial|All Plans $24.00 ↓ -52%
HPN Medicaid|All Plans $24.00 ↓ -52%
Blue Shield CA Commercial|All Other Plans $26.00 ↓ -48%
Health Net Commercial|Care Product $26.50 ↓ -47%
United Commercial|All Other Plans $29.00 ↓ -42%
Health Net Commercial|All Other Plans $29.00 ↓ -42%
United Commercial|HMO $30.50 ↓ -39%
Partnership Health Plan Medicaid|> 21 $30.55 ↓ -39%
Partnership Health Plan Medicaid|< 21 $30.55 ↓ -39%
LA Care Medicaid|< 21 $30.55 ↓ -39%
LA Care Medicaid|> 21 $30.55 ↓ -39%
First Health Commercial|All Plans $33.00 ↓ -34%
MultiPlan Commercial|All Plans $40.00 ↓ -20%
Healthsmart Commercial|All Plans $41.00 ↓ -18%
Blue Shield CA Medicare|BlueShield Promise $42.50 ↓ -15%
Health Net Medicaid|All Plans $46.22 ↓ -7%
Care 1st Medicaid|All Plans $152.75 ↑ +206%

Visitor-reported prices

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Collar cerv 18.25x3.5in serp firm density sm at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $58.65 $10.50 – $152.75
St. John's Camarillo Hospital Camarillo $52.13 $28.56 – $92.82
Petaluma Valley Hospital Petaluma $143.97 not published
Arroyo Grande Hospital Santa Maria $9.85 $11.50 – $23.00
French Hospital San Luis Obispo $9.02 $4.37 – $23.00
Mercy Hospitals – Bakersfield Bakersfield $50.09 $6.25 – $25.00
Bakersfield Memorial Hospital Bakersfield $49.55 $6.25 – $25.00
Queen of The Valley Medical Center Napa $143.97 not published

All California hospitals for this procedure →