Collar cerv 18.25x3.5in serp firm density sm at Queen of The Valley Medical Center

1000 Trancas St, Napa, CA · Providence · · NPI 1013080084

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 11, 2026

$143.97

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$282.30

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

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Negotiated rate vs. cash

Visitor-reported prices

visitor-reported
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Collar cerv 18.25x3.5in serp firm density sm at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $52.13 $28.56 – $92.82
Petaluma Valley Hospital Petaluma $143.97 not published
Arroyo Grande Hospital Santa Maria $9.85 $11.50 – $23.00
French Hospital San Luis Obispo $9.02 $4.37 – $23.00
Mercy Hospitals – Bakersfield Bakersfield $50.09 $6.25 – $25.00
Bakersfield Memorial Hospital Bakersfield $49.55 $6.25 – $25.00
Providence St Joseph Hospital Eureka Eureka $122.37 not published
Healdsburg Hospital Healdsburg $92.14 not published

All California hospitals for this procedure →