Cold agglutinin screen (arc) at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$23.31

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$70.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$5.33 with Blue Shield CA vs $46.35 with Care 1st — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Shield CA Commercial|Exchange $5.33 ↓ -77%
Kaiser Commercial|All Plans $6.15 ↓ -74%
Kaiser Medicaid|All Plans $6.94 ↓ -70%
Blue Shield CA Commercial|All Other Plans $8.00 ↓ -66%
IHCG Medicaid|All Plans $8.07 ↓ -65%
Humana Medicare|All Plans $8.07 ↓ -65%
First Health Medicare|All Plans $8.07 ↓ -65%
Molina Medicare|All Plans $8.07 ↓ -65%
United Medicare|All Plans $8.07 ↓ -65%
Health Net Medicare|All Plans $8.07 ↓ -65%
Kaiser Medicare|All Plans $8.07 ↓ -65%
Central Health Plan Medicare|All Plans $8.07 ↓ -65%
BCBS - Anthem Medicare|All Plans $8.07 ↓ -65%
Blue Shield CA Medicare|All Other Plans $8.07 ↓ -65%
Scan Health Plan Medicare|All Plans $8.07 ↓ -65%
Inland Empire Health Plan Medicare|All Plans $8.07 ↓ -65%
Epic Health Medicare|All Plans $8.07 ↓ -65%
Patton Medicare|All Plans $8.07 ↓ -65%
IHCG Medicare|All Plans $8.07 ↓ -65%
LA Care Medicaid|< 21 $9.27 ↓ -60%
Partnership Health Plan Medicaid|> 21 $9.27 ↓ -60%
LA Care Medicaid|> 21 $9.27 ↓ -60%
Partnership Health Plan Medicaid|< 21 $9.27 ↓ -60%
United Commercial|HMO $9.68 ↓ -58%
United Commercial|All Other Plans $9.68 ↓ -58%
DHMG Commercial|All Plans $11.70 ↓ -50%
Redlands Commercial|All Plans $11.70 ↓ -50%
BCBS - Anthem Commercial|Exchange $12.09 ↓ -48%
HPN Medicare|Senior $12.09 ↓ -48%
BCBS - Anthem Medicaid|All Plans $12.83 ↓ -45%
HPN Commercial|All Plans $12.91 ↓ -45%
Molina Medicaid|> 21 $13.07 ↓ -44%
Molina Medicaid|< 21 $13.07 ↓ -44%
First Health Commercial|All Plans $13.53 ↓ -42%
HPN Medicaid|All Plans $13.60 ↓ -42%
EPIC Health Commercial|All Plans $13.72 ↓ -41%
Health Net Medicaid|All Plans $14.02 ↓ -40%
Naphcare Commercial|All Plans $15.74 ↓ -32%
MultiPlan Commercial|All Plans $16.40 ↓ -30%
Healthsmart Commercial|All Plans $16.81 ↓ -28%
BCBS - Anthem Commercial|Non-MCS PPO $17.22 ↓ -26%
BCBS - Anthem Commercial|Non-MCS HMO $17.22 ↓ -26%
Blue Shield CA Medicare|BlueShield Promise $17.42 ↓ -25%
Inland Empire Health Plan Medicaid|All Plans $18.53 ↓ -21%
Aetna Commercial|Non-Gatekeeper $20.49 ↓ -12%
BCBS - Anthem Commercial|MCS $20.49 ↓ -12%
Aetna Commercial|Gatekeeper $20.49 ↓ -12%
Cigna Commercial|PPO $23.17 ↓ -1%
Cigna Commercial|All Other Plans $23.17 ↓ -1%
Care 1st Medicaid|All Plans $46.35 ↑ +99%

Visitor-reported prices

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Cold agglutinin screen (arc) at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $27.37 $4.10 – $46.35
Banner Lassen Medical Center Susanville $59.24 $1.61 – $20.37
Arroyo Grande Hospital Santa Maria $9.21 $8.07 – $21.07
French Hospital San Luis Obispo $8.43 $5.81 – $24.47
Sierra Nevada Memorial Hospital Grass Valley $311.74 $8.07 – $68.60
Providence Cedars-Sinai Tarzana Medical Center Tarzana $10.71 $8.07 – $17.88
California Hospital Medical Center Los Angeles $41.23 $8.07 – $67.15
St. Mary Medical Center Long Beach $30.10 $5.13 – $46.35

All California hospitals for this procedure →