Cold agglutinin screen (arc) at Banner Lassen Medical Center

1800 Spring Ridge Drive, Susanville, CA · Banner Health · · NPI 1538197231

Source: hospital's published price file ↗ · Published Feb 12, 2026 · Ingested Aug 12, 2026

$59.24

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$93.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1.61 with Anthem Blue Cross California vs $20.37 with Health Net — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Anthem Blue Cross California Medicare Advantage $1.61 ↓ -97%
Banner Health Banner Choice Plus/Banner Select $8.61 ↓ -85%
United Healthcare UHC Medicare Advantage $8.61 ↓ -85%
Partnership HealthPlan of CA Partnership Medi-Cal $10.66 ↓ -82%
Network Providers, LLC California Prison Health Care Services (CPHCS) $11.19 ↓ -81%
Imperial Health Plan of California, Inc Medi-Medi/Medicare Advantage $11.62 ↓ -80%
Blue Shield of California CalPERS PPO $18.27 ↓ -69%
Multiplan Commercial $18.90 ↓ -68%
United Healthcare Commercial $19.53 ↓ -67%
Cigna Healthcare & Life Insurance Company – WY Commercial $19.95 ↓ -66%
Coventry Commercial $20.16 ↓ -66%
Coventry Workers Comp $20.16 ↓ -66%
First Health Medical Rental $20.16 ↓ -66%
Health Net Medicare $20.37 ↓ -66%
Health Net Commercial Exchange $20.37 ↓ -66%

Visitor-reported prices

visitor-reported
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Cold agglutinin screen (arc) at other California hospitals

Hospital City Cash price Negotiated range
Arroyo Grande Hospital Santa Maria $9.21 $8.07 – $21.07
French Hospital San Luis Obispo $8.43 $5.81 – $24.47
Sierra Nevada Memorial Hospital Grass Valley $311.74 $8.07 – $68.60
Providence Cedars-Sinai Tarzana Medical Center Tarzana $10.71 $8.07 – $17.88
California Hospital Medical Center Los Angeles $41.23 $8.07 – $67.15
St. Mary Medical Center Long Beach $30.10 $5.13 – $46.35
Providence Saint Joseph Medical Center Burbank $10.71 $8.07 – $39.22
Community Hospital San Bernardino San Bernardino $27.37 $4.10 – $46.35

All California hospitals for this procedure →