Chromosome analysis 45 at St. Bernardine Medical Center
2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911
$77.71
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$233.34
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$61.71 with Kaiser vs $958.10 with Care 1st — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Kaiser | Commercial|All Plans | $61.71 | ↓ -21% |
| HPN | Medicare|Senior | $121.37 | ↑ +56% |
| BCBS - Anthem | Commercial|Exchange | $121.37 | ↑ +56% |
| Kaiser | Medicaid|All Plans | $129.25 | ↑ +66% |
| HPN | Commercial|All Plans | $129.60 | ↑ +67% |
| First Health | Commercial|All Plans | $135.77 | ↑ +75% |
| IHCG | Medicare|All Plans | $150.29 | ↑ +93% |
| Humana | Medicare|All Plans | $150.29 | ↑ +93% |
| First Health | Medicare|All Plans | $150.29 | ↑ +93% |
| Molina | Medicare|All Plans | $150.29 | ↑ +93% |
| United | Medicare|All Plans | $150.29 | ↑ +93% |
| Health Net | Medicare|All Plans | $150.29 | ↑ +93% |
| Kaiser | Medicare|All Plans | $150.29 | ↑ +93% |
| Central Health Plan | Medicare|All Plans | $150.29 | ↑ +93% |
| BCBS - Anthem | Medicare|All Plans | $150.29 | ↑ +93% |
| Blue Shield CA | Medicare|All Other Plans | $150.29 | ↑ +93% |
| Scan Health Plan | Medicare|All Plans | $150.29 | ↑ +93% |
| Inland Empire Health Plan | Medicare|All Plans | $150.29 | ↑ +93% |
| Epic Health | Medicare|All Plans | $150.29 | ↑ +93% |
| Patton | Medicare|All Plans | $150.29 | ↑ +93% |
| IHCG | Medicaid|All Plans | $150.29 | ↑ +93% |
| MultiPlan | Commercial|All Plans | $164.56 | ↑ +112% |
| Healthsmart | Commercial|All Plans | $168.68 | ↑ +117% |
| BCBS - Anthem | Commercial|Non-MCS HMO | $172.79 | ↑ +122% |
| BCBS - Anthem | Commercial|Non-MCS PPO | $172.79 | ↑ +122% |
| Blue Shield CA | Medicare|BlueShield Promise | $174.85 | ↑ +125% |
| United | Commercial|All Other Plans | $180.35 | ↑ +132% |
| United | Commercial|HMO | $180.35 | ↑ +132% |
| LA Care | Medicaid|< 21 | $191.62 | ↑ +147% |
| LA Care | Medicaid|> 21 | $191.62 | ↑ +147% |
| Partnership Health Plan | Medicaid|< 21 | $191.62 | ↑ +147% |
| Partnership Health Plan | Medicaid|> 21 | $191.62 | ↑ +147% |
| Inland Empire Health Plan | Medicaid|All Plans | $205.70 | ↑ +165% |
| Aetna | Commercial|Gatekeeper | $205.70 | ↑ +165% |
| BCBS - Anthem | Commercial|MCS | $205.70 | ↑ +165% |
| Molina | Medicaid|> 21 | $205.70 | ↑ +165% |
| Molina | Medicaid|< 21 | $205.70 | ↑ +165% |
| Aetna | Commercial|Non-Gatekeeper | $205.70 | ↑ +165% |
| DHMG | Commercial|All Plans | $217.92 | ↑ +180% |
| Redlands | Commercial|All Plans | $217.92 | ↑ +180% |
| Health Net | Medicaid|All Plans | $253.02 | ↑ +226% |
| EPIC Health | Commercial|All Plans | $255.49 | ↑ +229% |
| HPN | Medicaid|All Plans | $281.11 | ↑ +262% |
| Naphcare | Commercial|All Plans | $293.07 | ↑ +277% |
| Cigna | Commercial|All Other Plans | $431.11 | ↑ +455% |
| Cigna | Commercial|PPO | $431.11 | ↑ +455% |
| Care 1st | Medicaid|All Plans | $958.10 | ↑ +1133% |
Visitor-reported prices
Comments
Chromosome analysis 45 at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Community Hospital San Bernardino | San Bernardino | $91.24 | $113.14 – $958.10 |
| Arroyo Grande Hospital | Santa Maria | $88.04 | $102.85 – $387.24 |
| Mark Twain Medical Center | San Andreas | $137.00 | $111.35 – $201.59 |
| French Hospital | San Luis Obispo | $80.64 | $55.54 – $455.24 |
| Mercy Medical Center Mt. Shasta | Mt Shasta | $160.04 | $98.80 – $186.20 |
| California Hospital Medical Center | Los Angeles | $99.77 | $51.43 – $958.10 |
| St. Mary Medical Center | Long Beach | $100.34 | $51.43 – $958.10 |
| Glendale Memorial Hospital Health Center | Glendale | $76.07 | $51.43 – $335.17 |