Chromosome analysis 45 at Community Hospital San Bernardino

1805 Medical Center Dr, San Bernardino, CA · CommonSpirit Health · · NPI 1235290818

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$91.24

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$233.34

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$113.14 with HPN vs $958.10 with Care 1st — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HPN Medicare|Senior $113.14 ↑ +24%
HPN Commercial|All Plans $119.31 ↑ +31%
Magellan Commercial|All Plans $123.42 ↑ +35%
Kaiser Commercial|All Plans $127.54 ↑ +40%
First Health Commercial|All Plans $143.99 ↑ +58%
BCBS - Anthem Commercial|All Other Plans $150.17 ↑ +65%
Scan Health Plan Medicare|All Plans $150.29 ↑ +65%
Humana Medicare|All Plans $150.29 ↑ +65%
Molina Medicare|All Plans $150.29 ↑ +65%
United Medicare|All Plans $150.29 ↑ +65%
Redlands Medicare|All Plans $150.29 ↑ +65%
Patton Medicare|All Plans $150.29 ↑ +65%
Epic Health Medicare|All Plans $150.29 ↑ +65%
Inland Empire Health Plan Medicare|All Plans $150.29 ↑ +65%
Kaiser Medicare|All Plans $150.29 ↑ +65%
Central Health Plan Medicare|All Plans $150.29 ↑ +65%
BCBS - Anthem Medicare|All Plans $150.29 ↑ +65%
Blue Shield CA Medicare|All Other Plans $150.29 ↑ +65%
Blue Shield CA Medicare|BlueShield Promise $154.28 ↑ +69%
MultiPlan Commercial|All Plans $164.56 ↑ +80%
Ballards Rehab Commercial|All Plans $165.32 ↑ +81%
United Commercial|All Other Plans $180.35 ↑ +98%
United Commercial|HMO $180.35 ↑ +98%
BCBS - Anthem Commercial|MCS $187.19 ↑ +105%
LA Care Medicaid|> 21 $191.62 ↑ +110%
Kaiser Medicaid|> 21 $191.62 ↑ +110%
Kaiser Medicaid|< 21 $191.62 ↑ +110%
Partnership Health Plan Medicaid|< 21 $191.62 ↑ +110%
LA Care Medicaid|< 21 $191.62 ↑ +110%
Partnership Health Plan Medicaid|> 21 $191.62 ↑ +110%
SBMG Commercial|All Plans $205.70 ↑ +125%
Aetna Commercial|Gatekeeper $205.70 ↑ +125%
Aetna Commercial|Non-Gatekeeper $205.70 ↑ +125%
Molina Medicaid|All Plans $205.70 ↑ +125%
Inland Empire Health Plan Medicaid|All Plans $205.70 ↑ +125%
Redlands Commercial|All Plans $205.70 ↑ +125%
Health Net Medicaid|< 21 $253.02 ↑ +177%
Health Net Medicaid|> 21 $253.02 ↑ +177%
Epic Health Commercial|All Plans $255.49 ↑ +180%
HPN Medicaid|All Plans $281.11 ↑ +208%
Naphcare Commercial|All Plans $293.07 ↑ +221%
Cigna Commercial|All Other Plans $431.11 ↑ +373%
Cigna Commercial|PPO $431.11 ↑ +373%
Care 1st Medicaid|All Plans $958.10 ↑ +950%

Visitor-reported prices

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Chromosome analysis 45 at other California hospitals

Hospital City Cash price Negotiated range
St. Bernardine Medical Center San Bernardino $77.71 $61.71 – $958.10
Arroyo Grande Hospital Santa Maria $88.04 $102.85 – $387.24
Mark Twain Medical Center San Andreas $137.00 $111.35 – $201.59
French Hospital San Luis Obispo $80.64 $55.54 – $455.24
Mercy Medical Center Mt. Shasta Mt Shasta $160.04 $98.80 – $186.20
California Hospital Medical Center Los Angeles $99.77 $51.43 – $958.10
St. Mary Medical Center Long Beach $100.34 $51.43 – $958.10
Glendale Memorial Hospital Health Center Glendale $76.07 $51.43 – $335.17

All California hospitals for this procedure →