Chromo high res and frag x - sendout at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$36.63

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$110.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$25.08 with Kaiser vs $228.15 with Care 1st — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Kaiser Commercial|All Plans $25.08 ↓ -32%
Partnership Health Plan Medicaid|< 21 $45.63 ↑ +25%
LA Care Medicaid|> 21 $45.63 ↑ +25%
LA Care Medicaid|< 21 $45.63 ↑ +25%
Partnership Health Plan Medicaid|> 21 $45.63 ↑ +25%
Kaiser Medicaid|All Plans $49.05 ↑ +34%
BCBS - Anthem Commercial|Exchange $49.33 ↑ +35%
HPN Medicare|Senior $49.33 ↑ +35%
HPN Commercial|All Plans $52.67 ↑ +44%
First Health Commercial|All Plans $55.18 ↑ +51%
United Medicare|All Plans $57.04 ↑ +56%
Humana Medicare|All Plans $57.04 ↑ +56%
First Health Medicare|All Plans $57.04 ↑ +56%
Molina Medicare|All Plans $57.04 ↑ +56%
Health Net Medicare|All Plans $57.04 ↑ +56%
Kaiser Medicare|All Plans $57.04 ↑ +56%
Central Health Plan Medicare|All Plans $57.04 ↑ +56%
BCBS - Anthem Medicare|All Plans $57.04 ↑ +56%
Blue Shield CA Medicare|All Other Plans $57.04 ↑ +56%
Scan Health Plan Medicare|All Plans $57.04 ↑ +56%
Inland Empire Health Plan Medicare|All Plans $57.04 ↑ +56%
Epic Health Medicare|All Plans $57.04 ↑ +56%
Patton Medicare|All Plans $57.04 ↑ +56%
IHCG Medicaid|All Plans $57.04 ↑ +56%
IHCG Medicare|All Plans $57.04 ↑ +56%
Molina Medicaid|> 21 $64.34 ↑ +76%
Molina Medicaid|< 21 $64.34 ↑ +76%
MultiPlan Commercial|All Plans $66.88 ↑ +83%
HPN Medicaid|All Plans $66.94 ↑ +83%
United Commercial|HMO $68.45 ↑ +87%
United Commercial|All Other Plans $68.45 ↑ +87%
BCBS - Anthem Medicaid|All Plans $68.45 ↑ +87%
Healthsmart Commercial|All Plans $68.56 ↑ +87%
Health Net Medicaid|All Plans $69.03 ↑ +88%
BCBS - Anthem Commercial|Non-MCS PPO $70.23 ↑ +92%
BCBS - Anthem Commercial|Non-MCS HMO $70.23 ↑ +92%
Blue Shield CA Medicare|BlueShield Promise $71.06 ↑ +94%
Redlands Commercial|All Plans $82.71 ↑ +126%
DHMG Commercial|All Plans $82.71 ↑ +126%
Inland Empire Health Plan Medicaid|All Plans $83.60 ↑ +128%
Aetna Commercial|Gatekeeper $83.60 ↑ +128%
BCBS - Anthem Commercial|MCS $83.60 ↑ +128%
Aetna Commercial|Non-Gatekeeper $83.60 ↑ +128%
EPIC Health Commercial|All Plans $96.97 ↑ +165%
Naphcare Commercial|All Plans $111.23 ↑ +204%
Cigna Commercial|All Other Plans $163.63 ↑ +347%
Cigna Commercial|PPO $163.63 ↑ +347%
Care 1st Medicaid|All Plans $228.15 ↑ +523%

Visitor-reported prices

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Chromo high res and frag x - sendout at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $43.01 $45.63 – $228.15
Banner Lassen Medical Center Susanville $50.49 $11.41 – $87.30
Arroyo Grande Hospital Santa Maria $148.09 $41.80 – $146.99
Mark Twain Medical Center San Andreas $94.35 $45.26 – $81.93
French Hospital San Luis Obispo $135.64 $22.58 – $172.79
Mercy Hospitals – Bakersfield Bakersfield $60.67 $41.80 – $163.93
Bakersfield Memorial Hospital Bakersfield $60.02 $41.80 – $163.93
St. Joseph's Behavioral Health Center Stockton $93.38 $8.36 – $66.88

All California hospitals for this procedure →