Card MRI veloc flow mapping at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$454.22

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,364.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$45.76 with LA Care vs $1,360.67 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
LA Care Medicaid|> 21 $45.76 ↓ -90%
Partnership Health Plan Medicaid|< 21 $45.76 ↓ -90%
Partnership Health Plan Medicaid|> 21 $45.76 ↓ -90%
LA Care Medicaid|< 21 $45.76 ↓ -90%
Molina Medicaid|< 21 $64.52 ↓ -86%
Molina Medicaid|> 21 $64.52 ↓ -86%
HPN Medicaid|All Plans $67.13 ↓ -85%
BCBS - Anthem Medicaid|All Plans $68.64 ↓ -85%
Health Net Medicaid|All Plans $69.22 ↓ -85%
Inland Empire Health Plan Medicaid|All Plans $91.52 ↓ -80%
Care 1st Medicaid|All Plans $228.80 ↓ -50%
Redlands Commercial|All Plans $395.56 ↓ -13%
Kaiser Commercial|All Plans $409.20 ↓ -10%
BCBS - Anthem Commercial|Exchange $591.52 ↑ +30%
United Commercial|All Other Plans $627.44 ↑ +38%
Blue Shield CA Medicare|BlueShield Promise $735.00 ↑ +62%
HPN Medicare|Senior $804.76 ↑ +77%
PrimeCare Medicare|All Plans $820.00 ↑ +81%
BCBS - Anthem Commercial|Non-MCS HMO $844.89 ↑ +86%
BCBS - Anthem Commercial|Non-MCS PPO $844.89 ↑ +86%
HPN Commercial|All Plans $859.32 ↑ +89%
First Health Commercial|All Plans $900.24 ↑ +98%
Cigna Commercial|PPO $1,004.00 ↑ +121%
Cigna Commercial|All Other Plans $1,004.00 ↑ +121%
MultiPlan Commercial|All Plans $1,091.20 ↑ +140%
Healthsmart Commercial|All Plans $1,118.48 ↑ +146%
Aetna Commercial|Gatekeeper $1,141.35 ↑ +151%
PrimeCare Commercial|All Plans $1,186.00 ↑ +161%
United Commercial|HMO $1,309.44 ↑ +188%
Aetna Commercial|Non-Gatekeeper $1,348.38 ↑ +197%
BCBS - Anthem Commercial|MCS $1,360.67 ↑ +200%

Visitor-reported prices

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Card MRI veloc flow mapping at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $466.86 $45.76 – $1,194.00
St. John's Camarillo Hospital Camarillo $282.95 $69.22 – $646.00
Providence Mission Hospital - Mission Viejo Mission Viejo $2,087.04 $806.39 – $1,837.14
California Hospital Medical Center Los Angeles $633.90 $41.18 – $1,907.00
St. Mary Medical Center Long Beach $465.26 $41.18 – $1,922.00
Providence Saint Joseph Medical Center Burbank $1,150.10 $357.08 – $585.98
St Jude Medical Center Fullerton $287.52 $761.37 – $1,837.14
Providence St Joseph Hospital Orange Orange $400.80 $745.07 – $1,801.80

All California hospitals for this procedure →