Card MRI veloc flow mapping at St. Bernardine Medical Center
2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911
$454.22
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,364.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$45.76 with LA Care vs $1,360.67 with BCBS - Anthem — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| LA Care | Medicaid|> 21 | $45.76 | ↓ -90% |
| Partnership Health Plan | Medicaid|< 21 | $45.76 | ↓ -90% |
| Partnership Health Plan | Medicaid|> 21 | $45.76 | ↓ -90% |
| LA Care | Medicaid|< 21 | $45.76 | ↓ -90% |
| Molina | Medicaid|< 21 | $64.52 | ↓ -86% |
| Molina | Medicaid|> 21 | $64.52 | ↓ -86% |
| HPN | Medicaid|All Plans | $67.13 | ↓ -85% |
| BCBS - Anthem | Medicaid|All Plans | $68.64 | ↓ -85% |
| Health Net | Medicaid|All Plans | $69.22 | ↓ -85% |
| Inland Empire Health Plan | Medicaid|All Plans | $91.52 | ↓ -80% |
| Care 1st | Medicaid|All Plans | $228.80 | ↓ -50% |
| Redlands | Commercial|All Plans | $395.56 | ↓ -13% |
| Kaiser | Commercial|All Plans | $409.20 | ↓ -10% |
| BCBS - Anthem | Commercial|Exchange | $591.52 | ↑ +30% |
| United | Commercial|All Other Plans | $627.44 | ↑ +38% |
| Blue Shield CA | Medicare|BlueShield Promise | $735.00 | ↑ +62% |
| HPN | Medicare|Senior | $804.76 | ↑ +77% |
| PrimeCare | Medicare|All Plans | $820.00 | ↑ +81% |
| BCBS - Anthem | Commercial|Non-MCS HMO | $844.89 | ↑ +86% |
| BCBS - Anthem | Commercial|Non-MCS PPO | $844.89 | ↑ +86% |
| HPN | Commercial|All Plans | $859.32 | ↑ +89% |
| First Health | Commercial|All Plans | $900.24 | ↑ +98% |
| Cigna | Commercial|PPO | $1,004.00 | ↑ +121% |
| Cigna | Commercial|All Other Plans | $1,004.00 | ↑ +121% |
| MultiPlan | Commercial|All Plans | $1,091.20 | ↑ +140% |
| Healthsmart | Commercial|All Plans | $1,118.48 | ↑ +146% |
| Aetna | Commercial|Gatekeeper | $1,141.35 | ↑ +151% |
| PrimeCare | Commercial|All Plans | $1,186.00 | ↑ +161% |
| United | Commercial|HMO | $1,309.44 | ↑ +188% |
| Aetna | Commercial|Non-Gatekeeper | $1,348.38 | ↑ +197% |
| BCBS - Anthem | Commercial|MCS | $1,360.67 | ↑ +200% |
Visitor-reported prices
Comments
Card MRI veloc flow mapping at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Community Hospital San Bernardino | San Bernardino | $466.86 | $45.76 – $1,194.00 |
| St. John's Camarillo Hospital | Camarillo | $282.95 | $69.22 – $646.00 |
| Providence Mission Hospital - Mission Viejo | Mission Viejo | $2,087.04 | $806.39 – $1,837.14 |
| California Hospital Medical Center | Los Angeles | $633.90 | $41.18 – $1,907.00 |
| St. Mary Medical Center | Long Beach | $465.26 | $41.18 – $1,922.00 |
| Providence Saint Joseph Medical Center | Burbank | $1,150.10 | $357.08 – $585.98 |
| St Jude Medical Center | Fullerton | $287.52 | $761.37 – $1,837.14 |
| Providence St Joseph Hospital Orange | Orange | $400.80 | $745.07 – $1,801.80 |