Card MRI veloc flow mapping at St. John's Camarillo Hospital

2309 Antonio Ave, Camarillo, CA · CommonSpirit Health · · NPI 1073665360

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$282.95

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$646.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$69.22 with Health Net vs $1,042.75 with Aetna — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Net Medicaid|< 21 $69.22 ↓ -76%
Health Net Medicaid|> 21 $69.22 ↓ -76%
BCBS - Anthem Commercial|DignityHealth $174.42 ↓ -38%
Western Growers Commercial|All Plans $323.00 ↑ +14%
BCBS - Anthem Commercial|Exchange $361.76 ↑ +28%
Kaiser Commercial|All Plans $400.52 ↑ +42%
Ventura HP Commercial|All Plans $419.90 ↑ +48%
First Health Commercial|All Plans $432.82 ↑ +53%
Blue Shield CA Medicare|Sea View $452.20 ↑ +60%
Sea View Commercial|All Plans $452.20 ↑ +60%
Aetna Medicare|Sea View $452.20 ↑ +60%
United Medicare|Sea View $452.20 ↑ +60%
SeaView Medicare|All Plans $452.20 ↑ +60%
MultiPlan Commercial|All Plans $503.88 ↑ +78%
BCBS - Anthem Commercial|HMO Non MCS $607.24 ↑ +115%
BCBS - Anthem Commercial|Non-MCS $607.24 ↑ +115%
BCBS - Anthem Commercial|PPO Non MCS $607.24 ↑ +115%
BCBS - Anthem Commercial|HMO $607.24 ↑ +115%
Cigna Commercial|All Other Plans $646.00 ↑ +128%
Cigna Commercial|PPO $646.00 ↑ +128%
BCBS - Anthem Commercial|MCS $646.00 ↑ +128%
United Commercial|Non-Options PPO $646.00 ↑ +128%
Aetna Commercial|All Plans $1,042.75 ↑ +269%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Card MRI veloc flow mapping at other California hospitals

Hospital City Cash price Negotiated range
Providence Mission Hospital - Mission Viejo Mission Viejo $2,087.04 $806.39 – $1,837.14
California Hospital Medical Center Los Angeles $633.90 $41.18 – $1,907.00
St. Mary Medical Center Long Beach $465.26 $41.18 – $1,922.00
Providence Saint Joseph Medical Center Burbank $1,150.10 $357.08 – $585.98
St Jude Medical Center Fullerton $287.52 $761.37 – $1,837.14
Community Hospital San Bernardino San Bernardino $466.86 $45.76 – $1,194.00
Providence St Joseph Hospital Orange Orange $400.80 $745.07 – $1,801.80
Glendale Memorial Hospital Health Center Glendale $1,028.21 $45.76 – $2,523.20

All California hospitals for this procedure →