Artery x-rays lungs at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$3,277.72

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$9,843.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$192.98 with Partnership Health Plan vs $14,982.05 with Cigna — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Partnership Health Plan Medicaid|< 21 $192.98 ↓ -94%
Partnership Health Plan Medicaid|> 21 $192.98 ↓ -94%
LA Care Medicaid|< 21 $192.98 ↓ -94%
LA Care Medicaid|> 21 $192.98 ↓ -94%
Molina Medicaid|< 21 $272.10 ↓ -92%
Molina Medicaid|> 21 $272.10 ↓ -92%
HPN Medicaid|All Plans $283.10 ↓ -91%
Health Net Medicaid|All Plans $291.97 ↓ -91%
Inland Empire Health Plan Medicaid|All Plans $385.97 ↓ -88%
Aetna Commercial|Gatekeeper $506.48 ↓ -85%
BCBS - Anthem Medicaid|All Plans $579.69 ↓ -82%
Aetna Commercial|Non-Gatekeeper $598.35 ↓ -82%
Care 1st Medicaid|All Plans $964.90 ↓ -71%
IHCG Medicaid|All Plans $2,563.28 ↓ -22%
IHCG Medicare|All Plans $2,570.59 ↓ -22%
Redlands Commercial|All Plans $2,771.24 ↓ -15%
Kaiser Commercial|All Plans $2,866.80 ↓ -13%
Kaiser Medicaid|All Plans $3,439.32 ↑ +5%
BCBS - Anthem Commercial|Exchange $3,512.75 ↑ +7%
United Medicare|All Plans $3,999.21 ↑ +22%
Humana Medicare|All Plans $3,999.21 ↑ +22%
First Health Medicare|All Plans $3,999.21 ↑ +22%
Molina Medicare|All Plans $3,999.21 ↑ +22%
Health Net Medicare|All Plans $3,999.21 ↑ +22%
Kaiser Medicare|All Plans $3,999.21 ↑ +22%
Central Health Plan Medicare|All Plans $3,999.21 ↑ +22%
BCBS - Anthem Medicare|All Plans $3,999.21 ↑ +22%
Blue Shield CA Medicare|All Other Plans $3,999.21 ↑ +22%
Scan Health Plan Medicare|All Plans $3,999.21 ↑ +22%
Inland Empire Health Plan Medicare|All Plans $3,999.21 ↑ +22%
Epic Health Medicare|All Plans $3,999.21 ↑ +22%
Patton Medicare|All Plans $3,999.21 ↑ +22%
BCBS - Anthem Commercial|Non-MCS HMO $5,017.45 ↑ +53%
BCBS - Anthem Commercial|Non-MCS PPO $5,017.45 ↑ +53%
HPN Medicare|Senior $5,638.04 ↑ +72%
DHMG Commercial|All Plans $5,798.85 ↑ +77%
HPN Commercial|All Plans $6,020.28 ↑ +84%
First Health Commercial|All Plans $6,306.96 ↑ +92%
United Commercial|HMO $6,438.74 ↑ +96%
United Commercial|All Other Plans $6,438.74 ↑ +96%
EPIC Health Commercial|All Plans $6,798.66 ↑ +107%
MultiPlan Commercial|All Plans $7,644.80 ↑ +133%
Naphcare Commercial|All Plans $7,798.46 ↑ +138%
Healthsmart Commercial|All Plans $7,835.92 ↑ +139%
BCBS - Anthem Commercial|MCS $8,080.39 ↑ +147%
Blue Shield CA Medicare|BlueShield Promise $8,122.60 ↑ +148%
Cigna Commercial|All Other Plans $14,982.05 ↑ +357%
Cigna Commercial|PPO $14,982.05 ↑ +357%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Artery x-rays lungs at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $3,238.27 $192.98 – $14,982.05
St. John's Camarillo Hospital Camarillo $3,559.19 $291.97 – $13,858.31
Arroyo Grande Hospital Santa Maria $7,790.03 $192.98 – $13,457.70
French Hospital San Luis Obispo $6,471.14 $192.98 – $15,820.61
Mercy Hospitals – Bakersfield Bakersfield $3,101.19 $192.98 – $15,009.21
Bakersfield Memorial Hospital Bakersfield $3,067.76 $192.98 – $15,009.21
Queen of The Valley Medical Center Napa $4,628.76 $1,314.85 – $4,434.05
Providence St Joseph Hospital Eureka Eureka $11,443.38 $4,061.05 – $4,434.05

All California hospitals for this procedure →