Artery x-rays lungs at French Hospital

1911 Johnson Ave, San Luis Obispo, CA · CommonSpirit Health · · NPI 1881760452

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$6,471.14

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$16,508.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$192.98 with BCBS - Anthem vs $15,820.61 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS - Anthem Medicaid|All Plans $192.98 ↓ -97%
Partnership Health Plan Medicaid|> 21 $192.98 ↓ -97%
Partnership Health Plan Medicaid|< 21 $192.98 ↓ -97%
Molina Medicaid|> 21 $192.98 ↓ -97%
Molina Medicaid|< 21 $192.98 ↓ -97%
CenCal Medicaid|< 21 $199.61 ↓ -97%
CenCal Medicaid|> 21 $199.61 ↓ -97%
Health Net Medicaid|< 21 $237.37 ↓ -96%
Health Net Medicaid|> 21 $237.37 ↓ -96%
Aetna Commercial|Gatekeeper $861.72 ↓ -87%
Aetna Commercial|Non-Gatekeeper $1,684.53 ↓ -74%
MHS Hospice Commercial|All Plans $3,237.69 ↓ -50%
MHS HSPCC Commercial|All Plans $3,244.86 ↓ -50%
BCBS - Anthem Medicare|All Plans $3,999.21 ↓ -38%
Health Net Medicare|All Plans $3,999.21 ↓ -38%
Humana Commercial|All Plans $3,999.21 ↓ -38%
Humana Medicare|All Plans $3,999.21 ↓ -38%
United Medicare|All Plans $3,999.21 ↓ -38%
Aetna Medicare|All Plans $3,999.21 ↓ -38%
Blue Shield CA Medicare|All Plans $3,999.21 ↓ -38%
Alignment Medicare|All Plans $3,999.21 ↓ -38%
Kaiser Medicare|All Plans $3,999.21 ↓ -38%
BCBS - Anthem Commercial|MCS $5,215.58 ↓ -19%
BCBS - Anthem Commercial|Non-MCS $5,328.03 ↓ -18%
Western Growers Commercial|All Plans $6,009.00 ↓ -7%
United Commercial|HMO $6,438.74 ↓ -1%
United Commercial|Non-Options PPO $6,438.74 ↓ -1%
United Commercial|All Other Plans $6,438.74 ↓ -1%
Health Net Commercial|FFS $6,730.08 ↑ +4%
Kaiser Commercial|All Plans $7,451.16 ↑ +15%
Healthsmart Commercial|All Plans $10,215.30 ↑ +58%
First Health Commercial|All Plans $10,215.30 ↑ +58%
MultiPlan Commercial|All Plans $11,777.64 ↑ +82%
Cigna Commercial|All Other Plans $15,820.61 ↑ +144%
Cigna Commercial|PPO $15,820.61 ↑ +144%

Visitor-reported prices

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Artery x-rays lungs at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $3,559.19 $291.97 – $13,858.31
Arroyo Grande Hospital Santa Maria $7,790.03 $192.98 – $13,457.70
Mercy Hospitals – Bakersfield Bakersfield $3,101.19 $192.98 – $15,009.21
Bakersfield Memorial Hospital Bakersfield $3,067.76 $192.98 – $15,009.21
Queen of The Valley Medical Center Napa $4,628.76 $1,314.85 – $4,434.05
Providence St Joseph Hospital Eureka Eureka $11,443.38 $4,061.05 – $4,434.05
St. Joseph's Medical Center Stockton Stockton $1,767.53 $192.98 – $4,028.00
Santa Rosa Memorial Hospital Santa Rosa $3,191.58 $1,137.67 – $4,434.05

All California hospitals for this procedure →