Albumin, human 5 % intravenous solution at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$54.28

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$163.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$10.62 with LA Care vs $138.55 with Blue Shield CA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
LA Care Medicaid|< 21 $10.62 ↓ -80%
Partnership Health Plan Medicaid|> 21 $10.62 ↓ -80%
Partnership Health Plan Medicaid|< 21 $10.62 ↓ -80%
LA Care Medicaid|> 21 $10.62 ↓ -80%
IHCG Medicaid|All Plans $12.13 ↓ -78%
IHCG Medicare|All Plans $12.16 ↓ -78%
Molina Medicaid|> 21 $14.97 ↓ -72%
Molina Medicaid|< 21 $14.97 ↓ -72%
HPN Medicaid|All Plans $15.58 ↓ -71%
BCBS - Anthem Medicaid|All Plans $15.93 ↓ -71%
Health Net Medicaid|All Plans $16.06 ↓ -70%
United Commercial|HMO $17.52 ↓ -68%
United Commercial|All Other Plans $17.52 ↓ -68%
Inland Empire Health Plan Medicaid|All Plans $21.24 ↓ -61%
Aetna Commercial|Gatekeeper $23.00 ↓ -58%
Aetna Commercial|Non-Gatekeeper $23.00 ↓ -58%
Redlands Commercial|All Plans $32.60 ↓ -40%
PrimeCare Medicare|All Plans $35.86 ↓ -34%
PrimeCare Commercial|All Plans $35.86 ↓ -34%
HPN Medicare|Senior $39.12 ↓ -28%
HPN Commercial|All Plans $44.01 ↓ -19%
Kaiser Commercial|All Plans $48.90 ↓ -10%
Care 1st Medicaid|All Plans $53.10 ↓ -2%
BCBS - Anthem Commercial|Exchange $59.27 ↑ +9%
Cigna Commercial|All Other Plans $73.35 ↑ +35%
Cigna Commercial|PPO $73.35 ↑ +35%
BCBS - Anthem Commercial|Non-MCS PPO $84.67 ↑ +56%
BCBS - Anthem Commercial|Non-MCS HMO $84.67 ↑ +56%
First Health Commercial|All Plans $107.58 ↑ +98%
MultiPlan Commercial|All Plans $130.40 ↑ +140%
Healthsmart Commercial|All Plans $133.66 ↑ +146%
BCBS - Anthem Commercial|MCS $136.26 ↑ +151%
Blue Shield CA Medicare|BlueShield Promise $138.55 ↑ +155%

Visitor-reported prices

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Albumin, human 5 % intravenous solution at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $45.36 $10.62 – $116.00
Arroyo Grande Hospital Santa Maria $56.50 $10.49 – $129.36
St. Joseph's Medical Center Stockton Stockton $38.22 $10.62 – $110.45
Dominican Hospital Santa Cruz $47.25 $10.49 – $95.33
Northridge Hospital Medical Center Northridge $15.07 $10.62 – $54.00
Sierra Nevada Memorial Hospital Grass Valley $35.43 $10.62 – $63.70
St. Mary Medical Center Long Beach $125.99 $9.56 – $293.00
Glendale Memorial Hospital Health Center Glendale $44.34 $10.62 – $108.80

All California hospitals for this procedure →