Albumin, human 5 % intravenous solution at St. Joseph's Medical Center Stockton
1800 N California St, Stockton, CA · CommonSpirit Health · · NPI 1528190931
$38.22
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$130.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$10.62 with BCBS - Anthem vs $110.45 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BCBS - Anthem | Medicaid|> 21 | $10.62 | ↓ -72% |
| HPSJ | Medicaid|> 21 | $10.62 | ↓ -72% |
| Health Plan of San Joaquin | Medicaid|All Plans | $10.62 | ↓ -72% |
| Kaiser | Medicaid|< 21 | $10.62 | ↓ -72% |
| Kaiser | Medicaid|> 21 | $10.62 | ↓ -72% |
| BCBS - Anthem | Medicaid|< 21 | $10.62 | ↓ -72% |
| Kaiser | Commercial|All Other Plans | $16.90 | ↓ -56% |
| Kaiser | Commercial|Affiliated Payers | $16.90 | ↓ -56% |
| United | Commercial|Non-Options PPO | $17.31 | ↓ -55% |
| United | Commercial|Options PPO | $17.52 | ↓ -54% |
| United | Commercial|All Other Plans | $17.52 | ↓ -54% |
| United | Commercial|HMO | $17.52 | ↓ -54% |
| Health Net | Medicaid|All Plans | $26.23 | ↓ -31% |
| Sutter UMR | Commercial|All Plans | $29.25 | ↓ -23% |
| Healthsmart | Commercial|All Plans | $39.00 | ↑ +2% |
| BCBS - Anthem | Commercial|Exchange | $42.25 | ↑ +11% |
| First Health | Commercial|All Plans | $46.80 | ↑ +22% |
| MultiPlan | Commercial|All Plans | $53.30 | ↑ +39% |
| BCBS - Anthem | Commercial|Non-MCS | $58.50 | ↑ +53% |
| Health Net | Commercial|FFS | $65.00 | ↑ +70% |
| BCBS - Anthem | Commercial|MCS | $65.00 | ↑ +70% |
| Health Net | Commercial|Care Product | $65.00 | ↑ +70% |
| Cigna | Commercial|PPO | $110.45 | ↑ +189% |
| Cigna | Commercial|All Other Plans | $110.45 | ↑ +189% |
Visitor-reported prices
Comments
Albumin, human 5 % intravenous solution at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Arroyo Grande Hospital | Santa Maria | $56.50 | $10.49 – $129.36 |
| Dominican Hospital | Santa Cruz | $47.25 | $10.49 – $95.33 |
| Northridge Hospital Medical Center | Northridge | $15.07 | $10.62 – $54.00 |
| Sierra Nevada Memorial Hospital | Grass Valley | $35.43 | $10.62 – $63.70 |
| St. Mary Medical Center | Long Beach | $125.99 | $9.56 – $293.00 |
| Community Hospital San Bernardino | San Bernardino | $45.36 | $10.62 – $116.00 |
| Glendale Memorial Hospital Health Center | Glendale | $44.34 | $10.62 – $108.80 |
| Mercy San Juan Medical Center | Carmichael | $17.81 | $7.15 – $77.80 |