Albumin (human), 25%, 50ml at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$235.44

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$707.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$53.08 with LA Care vs $494.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
LA Care Medicaid|< 21 $53.08 ↓ -77%
Partnership Health Plan Medicaid|< 21 $53.08 ↓ -77%
Partnership Health Plan Medicaid|> 21 $53.08 ↓ -77%
LA Care Medicaid|> 21 $53.08 ↓ -77%
IHCG Medicaid|All Plans $60.64 ↓ -74%
IHCG Medicare|All Plans $60.81 ↓ -74%
Molina Medicaid|> 21 $74.84 ↓ -68%
Molina Medicaid|< 21 $74.84 ↓ -68%
HPN Medicaid|All Plans $77.87 ↓ -67%
BCBS - Anthem Medicaid|All Plans $79.62 ↓ -66%
Health Net Medicaid|All Plans $80.31 ↓ -66%
United Commercial|HMO $87.58 ↓ -63%
United Commercial|All Other Plans $87.58 ↓ -63%
Redlands Commercial|All Plans $98.80 ↓ -58%
Inland Empire Health Plan Medicaid|All Plans $106.16 ↓ -55%
PrimeCare Medicare|All Plans $108.68 ↓ -54%
PrimeCare Commercial|All Plans $108.68 ↓ -54%
Aetna Commercial|Non-Gatekeeper $114.97 ↓ -51%
Aetna Commercial|Gatekeeper $114.97 ↓ -51%
HPN Medicare|Senior $118.56 ↓ -50%
HPN Commercial|All Plans $133.38 ↓ -43%
Kaiser Commercial|All Plans $148.20 ↓ -37%
Cigna Commercial|PPO $222.30 ↓ -6%
Cigna Commercial|All Other Plans $222.30 ↓ -6%
BCBS - Anthem Commercial|Exchange $242.06 ↑ +3%
Care 1st Medicaid|All Plans $265.40 ↑ +13%
First Health Commercial|All Plans $326.04 ↑ +38%
BCBS - Anthem Commercial|Non-MCS PPO $345.80 ↑ +47%
BCBS - Anthem Commercial|Non-MCS HMO $345.80 ↑ +47%
MultiPlan Commercial|All Plans $395.20 ↑ +68%
Healthsmart Commercial|All Plans $405.08 ↑ +72%
Blue Shield CA Medicare|BlueShield Promise $419.90 ↑ +78%
BCBS - Anthem Commercial|MCS $494.00 ↑ +110%

Visitor-reported prices

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Albumin (human), 25%, 50ml at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $445.74 $53.08 – $389.00
St. John's Camarillo Hospital Camarillo $169.51 $72.90 – $210.60
Petaluma Valley Hospital Petaluma $163.95 $52.02 – $114.12
Arroyo Grande Hospital Santa Maria $385.20 $52.45 – $900.00
Mark Twain Medical Center San Andreas $587.42 $53.08 – $864.36
French Hospital San Luis Obispo $505.68 $52.45 – $882.00
Mercy Hospitals – Bakersfield Bakersfield $2,460.85 $53.08 – $176.00
Bakersfield Memorial Hospital Bakersfield $2,434.32 $53.08 – $220.00

All California hospitals for this procedure →