Surgical pathology level 6 gross & microscopic examination at Community Hospital San Bernardino

1805 Medical Center Dr, San Bernardino, CA · CommonSpirit Health · · NPI 1235290818

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$331.18

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$847.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$132.00 with HPN vs $1,764.52 with Epic Health — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HPN Medicare|Senior $132.00 ↓ -60%
HPN Commercial|All Plans $139.20 ↓ -58%
Magellan Commercial|All Plans $144.00 ↓ -57%
Kaiser Commercial|All Plans $148.80 ↓ -55%
First Health Commercial|All Plans $168.00 ↓ -49%
BCBS - Anthem Commercial|All Other Plans $175.20 ↓ -47%
Blue Shield CA Medicare|BlueShield Promise $180.00 ↓ -46%
MultiPlan Commercial|All Plans $192.00 ↓ -42%
BCBS - Anthem Commercial|MCS $218.40 ↓ -34%
LA Care Medicaid|< 21 $240.00 ↓ -28%
Humana Medicare|All Plans $240.00 ↓ -28%
Aetna Commercial|Gatekeeper $240.00 ↓ -28%
Aetna Commercial|Non-Gatekeeper $240.00 ↓ -28%
Molina Medicaid|All Plans $240.00 ↓ -28%
Molina Medicare|All Plans $240.00 ↓ -28%
United Commercial|All Other Plans $240.00 ↓ -28%
United Commercial|HMO $240.00 ↓ -28%
Partnership Health Plan Medicaid|< 21 $240.00 ↓ -28%
Partnership Health Plan Medicaid|> 21 $240.00 ↓ -28%
Scan Health Plan Medicare|All Plans $240.00 ↓ -28%
LA Care Medicaid|> 21 $240.00 ↓ -28%
Inland Empire Health Plan Medicaid|All Plans $240.00 ↓ -28%
Inland Empire Health Plan Medicare|All Plans $240.00 ↓ -28%
Epic Health Medicare|All Plans $240.00 ↓ -28%
Patton Medicare|All Plans $240.00 ↓ -28%
Redlands Commercial|All Plans $240.00 ↓ -28%
Redlands Medicare|All Plans $240.00 ↓ -28%
SBMG Commercial|All Plans $240.00 ↓ -28%
Kaiser Medicare|All Plans $240.00 ↓ -28%
Kaiser Medicaid|< 21 $240.00 ↓ -28%
Kaiser Medicaid|> 21 $240.00 ↓ -28%
Central Health Plan Medicare|All Plans $240.00 ↓ -28%
BCBS - Anthem Medicaid|All Plans $240.00 ↓ -28%
BCBS - Anthem Medicare|All Plans $240.00 ↓ -28%
Ballards Rehab Commercial|All Plans $264.00 ↓ -20%
Health Net Medicaid|< 21 $295.20 ↓ -11%
Health Net Medicaid|> 21 $295.20 ↓ -11%
HPN Medicaid|All Plans $390.28 ↑ +18%
Naphcare Commercial|All Plans $468.00 ↑ +41%
Cigna Commercial|PPO $851.71 ↑ +157%
Cigna Commercial|All Other Plans $851.71 ↑ +157%
United Medicare|All Plans $1,037.95 ↑ +213%
Blue Shield CA Medicare|All Other Plans $1,037.95 ↑ +213%
Care 1st Medicaid|All Plans $1,330.20 ↑ +302%
Epic Health Commercial|All Plans $1,764.52 ↑ +433%

Visitor-reported prices

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Surgical pathology level 6 gross & microscopic examination at other California hospitals

Hospital City Cash price Negotiated range
St. Bernardine Medical Center San Bernardino $365.97 $69.60 – $1,330.20
St. John's Camarillo Hospital Camarillo $391.58 $241.38 – $1,788.00
Petaluma Valley Hospital Petaluma $1,276.02 $223.35 – $1,256.40
Arroyo Grande Hospital Santa Maria $132.85 $155.20 – $765.05
Mark Twain Medical Center San Andreas $606.73 $79.03 – $299.38
French Hospital San Luis Obispo $121.68 $83.81 – $899.38
Mercy Hospitals – Bakersfield Bakersfield $306.08 $204.27 – $853.25
Bakersfield Memorial Hospital Bakersfield $302.78 $204.27 – $853.25

All California hospitals for this procedure →