Surgical pathology level 6 gross & microscopic examination at Arroyo Grande Hospital

1400 E Church St, Santa Maria, CA · CommonSpirit Health · · NPI 1760510937

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$132.85

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$310.39

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$155.20 with Western Growers vs $1,037.95 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Western Growers Commercial|All Plans $155.20 ↑ +17%
Kaiser Commercial|All Plans $195.55 ↑ +47%
First Health Commercial|All Plans $260.73 ↑ +96%
Partnership Health Plan Medicaid|> 21 $266.04 ↑ +100%
CenCal Medicaid|< 21 $266.04 ↑ +100%
Partnership Health Plan Medicaid|< 21 $266.04 ↑ +100%
CenCal Medicaid|> 21 $266.04 ↑ +100%
Healthsmart Commercial|All Plans $285.56 ↑ +115%
BCBS - Anthem Commercial|Non-MCS $301.08 ↑ +127%
MultiPlan Commercial|All Plans $304.19 ↑ +129%
BCBS - Anthem Commercial|MCS $310.39 ↑ +134%
Humana Medicare|All Plans $310.39 ↑ +134%
Aetna Commercial|All Other Plans $310.39 ↑ +134%
Aetna Commercial|PPO $310.39 ↑ +134%
Aetna Medicare|All Plans $310.39 ↑ +134%
Aetna Commercial|HMO $310.39 ↑ +134%
United Commercial|All Other Plans $310.39 ↑ +134%
United Commercial|Options PPO $310.39 ↑ +134%
United Commercial|Non-Options PPO $310.39 ↑ +134%
Kaiser Medicare|All Plans $310.39 ↑ +134%
BCBS - Anthem Medicare|All Plans $310.39 ↑ +134%
Alignment Medicare|All Plans $310.39 ↑ +134%
Scan Health Plan Medicare|All Plans $310.39 ↑ +134%
Health Net Medicaid|< 21 $381.78 ↑ +187%
Health Net Medicaid|> 21 $381.78 ↑ +187%
Cigna Commercial|All Other Plans $765.05 ↑ +476%
Cigna Commercial|PPO $765.05 ↑ +476%
MHS Hospice Commercial|All Plans $766.38 ↑ +477%
United Commercial|HMO $787.38 ↑ +493%
United Medicare|All Plans $1,037.95 ↑ +681%

Visitor-reported prices

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Surgical pathology level 6 gross & microscopic examination at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $391.58 $241.38 – $1,788.00
Petaluma Valley Hospital Petaluma $1,276.02 $223.35 – $1,256.40
Mark Twain Medical Center San Andreas $606.73 $79.03 – $299.38
French Hospital San Luis Obispo $121.68 $83.81 – $899.38
Mercy Hospitals – Bakersfield Bakersfield $306.08 $204.27 – $853.25
Bakersfield Memorial Hospital Bakersfield $302.78 $204.27 – $853.25
Queen of The Valley Medical Center Napa $1,407.60 $282.25 – $1,256.40
Providence St Joseph Hospital Eureka Eureka $797.64 $320.08 – $1,256.40

All California hospitals for this procedure →