Observation direct referral from physician office for admission at Community Hospital San Bernardino
1805 Medical Center Dr, San Bernardino, CA · CommonSpirit Health · · NPI 1235290818
$287.78
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$736.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$64.00 with Blue Shield CA vs $8,268.00 with United — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Shield CA | Commercial|Exchange | $64.00 | ↓ -78% |
| Blue Shield CA | Commercial|All Other Plans | $66.00 | ↓ -77% |
| HPN | Medicare|Senior | $404.80 | ↑ +41% |
| Magellan | Commercial|All Plans | $424.80 | ↑ +48% |
| HPN | Commercial|All Plans | $426.88 | ↑ +48% |
| Kaiser | Commercial|All Plans | $438.96 | ↑ +53% |
| BCBS - Anthem | Commercial|All Other Plans | $446.04 | ↑ +55% |
| Cigna | Commercial|All Other Plans | $453.12 | ↑ +57% |
| Cigna | Commercial|PPO | $453.12 | ↑ +57% |
| First Health | Commercial|All Plans | $495.60 | ↑ +72% |
| Blue Shield CA | Medicare|BlueShield Promise | $531.00 | ↑ +85% |
| BCBS - Anthem | Commercial|MCS | $559.32 | ↑ +94% |
| MultiPlan | Commercial|All Plans | $566.40 | ↑ +97% |
| SBMG | Commercial|All Plans | $583.30 | ↑ +103% |
| Kaiser | Medicare|All Plans | $708.00 | ↑ +146% |
| BCBS - Anthem | Medicare|All Plans | $708.00 | ↑ +146% |
| Central Health Plan | Medicare|All Plans | $708.00 | ↑ +146% |
| Humana | Medicare|All Plans | $708.00 | ↑ +146% |
| Inland Empire Health Plan | Medicare|All Plans | $708.00 | ↑ +146% |
| Epic Health | Medicare|All Plans | $708.00 | ↑ +146% |
| Patton | Medicare|All Plans | $708.00 | ↑ +146% |
| Redlands | Commercial|All Plans | $708.00 | ↑ +146% |
| Redlands | Medicare|All Plans | $708.00 | ↑ +146% |
| Molina | Medicare|All Plans | $708.00 | ↑ +146% |
| Scan Health Plan | Medicare|All Plans | $708.00 | ↑ +146% |
| Ballards Rehab | Commercial|All Plans | $778.80 | ↑ +171% |
| United | Medicare|All Plans | $779.00 | ↑ +171% |
| Blue Shield CA | Medicare|All Other Plans | $779.00 | ↑ +171% |
| Epic Health | Commercial|All Plans | $1,324.30 | ↑ +360% |
| Naphcare | Commercial|All Plans | $1,380.60 | ↑ +380% |
| United | Commercial|HMO | $7,099.00 | ↑ +2367% |
| United | Commercial|All Other Plans | $8,268.00 | ↑ +2773% |
Visitor-reported prices
Comments
Observation direct referral from physician office for admission at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. Bernardine Medical Center | San Bernardino | $240.76 | $65.00 – $6,210.00 |
| St. John's Camarillo Hospital | Camarillo | $321.93 | $63.00 – $3,227.50 |
| Banner Lassen Medical Center | Susanville | $738.37 | $122.62 – $634.38 |
| Petaluma Valley Hospital | Petaluma | $1,117.92 | $802.54 – $818.92 |
| Arroyo Grande Hospital | Santa Maria | $313.30 | $63.00 – $732.00 |
| Mark Twain Medical Center | San Andreas | $602.73 | $234.13 – $886.90 |
| French Hospital | San Luis Obispo | $286.95 | $63.00 – $677.00 |
| Mercy Hospitals – Bakersfield | Bakersfield | $276.40 | $63.00 – $745.00 |