Observation direct referral from physician office for admission at Banner Lassen Medical Center
1800 Spring Ridge Drive, Susanville, CA · Banner Health · · NPI 1538197231
$738.37
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$654.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$122.62 with Anthem Blue Cross California vs $634.38 with Health Net — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Anthem Blue Cross California | Medicare Advantage | $122.62 | ↓ -83% |
| United Healthcare | UHC Medicare Advantage | $268.14 | ↓ -64% |
| Banner Health | Banner Choice Plus/Banner Select | $268.14 | ↓ -64% |
| Network Providers, LLC | California Prison Health Care Services (CPHCS) | $348.58 | ↓ -53% |
| Imperial Health Plan of California, Inc | Medi-Medi/Medicare Advantage | $361.99 | ↓ -51% |
| Blue Shield of California | CalPERS PPO | $568.98 | ↓ -23% |
| Multiplan | Commercial | $588.60 | ↓ -20% |
| United Healthcare | Commercial | $608.22 | ↓ -18% |
| Cigna Healthcare & Life Insurance Company – WY | Commercial | $621.30 | ↓ -16% |
| Coventry | Workers Comp | $627.84 | ↓ -15% |
| Coventry | Commercial | $627.84 | ↓ -15% |
| First Health | Medical Rental | $627.84 | ↓ -15% |
| Health Net | Medicare | $634.38 | ↓ -14% |
| Health Net | Commercial Exchange | $634.38 | ↓ -14% |
Visitor-reported prices
Comments
Observation direct referral from physician office for admission at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. John's Camarillo Hospital | Camarillo | $321.93 | $63.00 – $3,227.50 |
| Petaluma Valley Hospital | Petaluma | $1,117.92 | $802.54 – $818.92 |
| Arroyo Grande Hospital | Santa Maria | $313.30 | $63.00 – $732.00 |
| Mark Twain Medical Center | San Andreas | $602.73 | $234.13 – $886.90 |
| French Hospital | San Luis Obispo | $286.95 | $63.00 – $677.00 |
| Mercy Hospitals – Bakersfield | Bakersfield | $276.40 | $63.00 – $745.00 |
| Bakersfield Memorial Hospital | Bakersfield | $273.42 | $25.00 – $677.00 |
| Queen of The Valley Medical Center | Napa | $1,312.74 | $845.57 – $845.57 |