MRI cardiac morph & func wo IV cont at Community Hospital San Bernardino

1805 Medical Center Dr, San Bernardino, CA · CommonSpirit Health · · NPI 1235290818

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$365.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$934.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$269.44 with SBMG vs $1,004.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
SBMG Commercial|All Plans $269.44 ↓ -26%
Humana Medicare|All Plans $307.13 ↓ -16%
BCBS - Anthem Medicare|All Plans $307.13 ↓ -16%
Molina Medicare|All Plans $307.13 ↓ -16%
United Medicare|All Plans $307.13 ↓ -16%
Kaiser Medicare|All Plans $307.13 ↓ -16%
Central Health Plan Medicare|All Plans $307.13 ↓ -16%
Blue Shield CA Medicare|All Other Plans $307.13 ↓ -16%
Scan Health Plan Medicare|All Plans $307.13 ↓ -16%
Inland Empire Health Plan Medicare|All Plans $307.13 ↓ -16%
Epic Health Medicare|All Plans $307.13 ↓ -16%
Patton Medicare|All Plans $307.13 ↓ -16%
Redlands Medicare|All Plans $307.13 ↓ -16%
Ballards Rehab Commercial|All Plans $337.84 ↓ -7%
HPN Medicare|Senior $513.70 ↑ +41%
United Commercial|HMO $517.79 ↑ +42%
United Commercial|All Other Plans $517.79 ↑ +42%
Epic Health Commercial|All Plans $522.12 ↑ +43%
HPN Commercial|All Plans $541.72 ↑ +48%
Magellan Commercial|All Plans $560.40 ↑ +53%
Kaiser Commercial|All Plans $579.08 ↑ +59%
Naphcare Commercial|All Plans $598.90 ↑ +64%
Aetna Commercial|Gatekeeper $643.87 ↑ +76%
First Health Commercial|All Plans $653.80 ↑ +79%
BCBS - Anthem Commercial|All Other Plans $681.82 ↑ +87%
MultiPlan Commercial|All Plans $747.20 ↑ +105%
Aetna Commercial|Non-Gatekeeper $773.52 ↑ +112%
Blue Shield CA Medicare|BlueShield Promise $779.00 ↑ +113%
PrimeCare Medicare|All Plans $796.00 ↑ +118%
BCBS - Anthem Commercial|MCS $849.94 ↑ +133%
PrimeCare Commercial|All Plans $899.00 ↑ +146%
Redlands Commercial|All Plans $934.00 ↑ +156%
Cigna Commercial|All Other Plans $1,004.00 ↑ +175%
Cigna Commercial|PPO $1,004.00 ↑ +175%

Visitor-reported prices

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MRI cardiac morph & func wo IV cont at other California hospitals

Hospital City Cash price Negotiated range
St. Bernardine Medical Center San Bernardino $352.65 $307.11 – $1,059.00
St. John's Camarillo Hospital Camarillo $468.23 $288.63 – $1,069.00
Mercy Hospitals – Bakersfield Bakersfield $247.83 $307.13 – $1,356.00
Bakersfield Memorial Hospital Bakersfield $245.16 $307.13 – $1,356.00
St. Joseph's Medical Center Stockton Stockton $937.28 $291.51 – $2,614.16
Providence Mission Hospital - Mission Viejo Mission Viejo $2,151.36 $260.85 – $567.73
Mercy Medical Center Merced Merced $388.83 $220.80 – $345.00
Sequoia Hospital Redwood City $2,984.80 $354.48 – $6,724.00

All California hospitals for this procedure →