MRI cardiac morph & func wo IV cont at Bakersfield Memorial Hospital
420 34th St., Bakersfield, CA · CommonSpirit Health · · NPI 1467538520
$245.16
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$668.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$307.13 with Humana vs $1,356.00 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Humana | Medicare|All Plans | $307.13 | ↑ +25% |
| Aetna | Medicare|All Plans | $307.13 | ↑ +25% |
| United | Medicare|All Plans | $307.13 | ↑ +25% |
| Health Net | Medicare|All Plans | $307.13 | ↑ +25% |
| Kaiser | Medicare|All Plans | $307.13 | ↑ +25% |
| BCBS - Anthem | Medicare|All Other Plans | $307.13 | ↑ +25% |
| Blue Shield CA | Medicare|All Plans | $307.13 | ↑ +25% |
| Scan Health Plan | Medicare|All Plans | $307.13 | ↑ +25% |
| BrightHealth | Commercial|All Plans | $307.13 | ↑ +25% |
| HPN | Medicare|All Plans | $307.13 | ↑ +25% |
| Western Growers | Commercial|All Plans | $334.00 | ↑ +36% |
| HPN | Commercial|All Plans | $337.84 | ↑ +38% |
| BCBS - Anthem | Medicare|Burn | $337.84 | ↑ +38% |
| Kaiser | Commercial|All Plans | $417.70 | ↑ +70% |
| CHN Sun View | Commercial|All Plans | $434.20 | ↑ +77% |
| BCBS - Anthem | Commercial|PremerTiered | $440.88 | ↑ +80% |
| First Health | Commercial|All Plans | $467.60 | ↑ +91% |
| BCBS - Anthem | Commercial|Exchange | $487.64 | ↑ +99% |
| Healthsmart | Commercial|All Plans | $507.68 | ↑ +107% |
| United | Commercial|Options PPO | $517.79 | ↑ +111% |
| United | Commercial|Non-Options PPO | $517.79 | ↑ +111% |
| United | Commercial|All Other Plans | $517.79 | ↑ +111% |
| United | Commercial|HMO | $517.79 | ↑ +111% |
| MultiPlan | Commercial|All Plans | $527.72 | ↑ +115% |
| BCBS - Anthem | Commercial|All Other Plans | $567.80 | ↑ +132% |
| BCBS - Anthem | Commercial|MCS | $668.00 | ↑ +172% |
| Aetna | Commercial|HMO | $668.00 | ↑ +172% |
| Aetna | Commercial|PPO | $668.00 | ↑ +172% |
| Cigna | Commercial|PPO | $1,356.00 | ↑ +453% |
| Cigna | Commercial|All Other Plans | $1,356.00 | ↑ +453% |
Visitor-reported prices
Comments
MRI cardiac morph & func wo IV cont at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Mercy Hospitals – Bakersfield | Bakersfield | $247.83 | $307.13 – $1,356.00 |
| St. John's Camarillo Hospital | Camarillo | $468.23 | $288.63 – $1,069.00 |
| St. Joseph's Medical Center Stockton | Stockton | $937.28 | $291.51 – $2,614.16 |
| Providence Mission Hospital - Mission Viejo | Mission Viejo | $2,151.36 | $260.85 – $567.73 |
| Mercy Medical Center Merced | Merced | $388.83 | $220.80 – $345.00 |
| Sequoia Hospital | Redwood City | $2,984.80 | $354.48 – $6,724.00 |
| California Hospital Medical Center | Los Angeles | $745.45 | $307.13 – $1,907.00 |
| St. Mary Medical Center | Long Beach | $1,234.96 | $307.13 – $2,872.00 |