Chrom analysis at Community Hospital San Bernardino
1805 Medical Center Dr, San Bernardino, CA · CommonSpirit Health · · NPI 1235290818
$46.92
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$120.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$34.81 with Central Health Plan vs $204.85 with Care 1st — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Central Health Plan | Medicare|All Plans | $34.81 | ↓ -26% |
| Scan Health Plan | Medicare|All Plans | $34.81 | ↓ -26% |
| Patton | Medicare|All Plans | $34.81 | ↓ -26% |
| Molina | Medicare|All Plans | $34.81 | ↓ -26% |
| United | Medicare|All Plans | $34.81 | ↓ -26% |
| Blue Shield CA | Medicare|All Other Plans | $34.81 | ↓ -26% |
| Epic Health | Medicare|All Plans | $34.81 | ↓ -26% |
| Inland Empire Health Plan | Medicare|All Plans | $34.81 | ↓ -26% |
| BCBS - Anthem | Medicare|All Plans | $34.81 | ↓ -26% |
| Kaiser | Medicare|All Plans | $34.81 | ↓ -26% |
| Humana | Medicare|All Plans | $34.81 | ↓ -26% |
| Redlands | Medicare|All Plans | $34.81 | ↓ -26% |
| Ballards Rehab | Commercial|All Plans | $38.29 | ↓ -18% |
| Kaiser | Medicaid|> 21 | $40.97 | ↓ -13% |
| LA Care | Medicaid|> 21 | $40.97 | ↓ -13% |
| Kaiser | Medicaid|< 21 | $40.97 | ↓ -13% |
| Partnership Health Plan | Medicaid|> 21 | $40.97 | ↓ -13% |
| Partnership Health Plan | Medicaid|< 21 | $40.97 | ↓ -13% |
| LA Care | Medicaid|< 21 | $40.97 | ↓ -13% |
| United | Commercial|HMO | $41.77 | ↓ -11% |
| United | Commercial|All Other Plans | $41.77 | ↓ -11% |
| HPN | Medicare|Senior | $55.92 | ↑ +19% |
| Molina | Medicaid|All Plans | $57.36 | ↑ +22% |
| HPN | Commercial|All Plans | $58.97 | ↑ +26% |
| Epic Health | Commercial|All Plans | $59.18 | ↑ +26% |
| HPN | Medicaid|All Plans | $60.10 | ↑ +28% |
| Magellan | Commercial|All Plans | $61.00 | ↑ +30% |
| Health Net | Medicaid|> 21 | $61.98 | ↑ +32% |
| Health Net | Medicaid|< 21 | $61.98 | ↑ +32% |
| Kaiser | Commercial|All Plans | $63.03 | ↑ +34% |
| BCBS - Anthem | Medicaid|All Plans | $66.60 | ↑ +42% |
| Naphcare | Commercial|All Plans | $67.88 | ↑ +45% |
| First Health | Commercial|All Plans | $71.17 | ↑ +52% |
| Aetna | Commercial|Gatekeeper | $73.86 | ↑ +57% |
| BCBS - Anthem | Commercial|All Other Plans | $74.22 | ↑ +58% |
| Blue Shield CA | Medicare|BlueShield Promise | $76.25 | ↑ +63% |
| MultiPlan | Commercial|All Plans | $81.33 | ↑ +73% |
| Inland Empire Health Plan | Medicaid|All Plans | $81.93 | ↑ +75% |
| Aetna | Commercial|Non-Gatekeeper | $88.73 | ↑ +89% |
| BCBS - Anthem | Commercial|MCS | $92.52 | ↑ +97% |
| Cigna | Commercial|All Other Plans | $99.87 | ↑ +113% |
| Cigna | Commercial|PPO | $99.87 | ↑ +113% |
| Redlands | Commercial|All Plans | $101.66 | ↑ +117% |
| SBMG | Commercial|All Plans | $101.66 | ↑ +117% |
| Care 1st | Medicaid|All Plans | $204.85 | ↑ +337% |
Visitor-reported prices
Comments
Chrom analysis at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. Bernardine Medical Center | San Bernardino | $39.96 | $29.94 – $204.85 |
| St. John's Camarillo Hospital | Camarillo | $51.43 | $31.71 – $92.38 |
| Banner Lassen Medical Center | Susanville | $265.62 | $6.96 – $276.45 |
| Arroyo Grande Hospital | Santa Maria | $50.27 | $34.81 – $115.09 |
| Mark Twain Medical Center | San Andreas | $78.21 | $34.81 – $115.09 |
| French Hospital | San Luis Obispo | $46.04 | $31.71 – $115.09 |
| Mercy Hospitals – Bakersfield | Bakersfield | $43.57 | $34.81 – $100.05 |
| Bakersfield Memorial Hospital | Bakersfield | $43.10 | $34.81 – $100.05 |