Chrom analysis at Bakersfield Memorial Hospital
420 34th St., Bakersfield, CA · CommonSpirit Health · · NPI 1467538520
$43.10
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$117.43
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$34.81 with Kaiser vs $117.43 with Health Net — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Kaiser | Medicare|All Plans | $34.81 | ↓ -19% |
| BCBS - Anthem | Medicare|All Other Plans | $34.81 | ↓ -19% |
| Aetna | Medicare|All Plans | $34.81 | ↓ -19% |
| HPN | Medicare|All Plans | $34.81 | ↓ -19% |
| United | Medicare|All Plans | $34.81 | ↓ -19% |
| Humana | Medicare|All Plans | $34.81 | ↓ -19% |
| Health Net | Medicare|All Plans | $34.81 | ↓ -19% |
| Scan Health Plan | Medicare|All Plans | $34.81 | ↓ -19% |
| Blue Shield CA | Medicare|All Plans | $34.81 | ↓ -19% |
| BrightHealth | Commercial|All Plans | $36.90 | ↓ -14% |
| BCBS - Anthem | Medicare|Burn | $38.29 | ↓ -11% |
| Kern Health System | Medicaid|< 21 | $40.13 | ↓ -7% |
| Kern Health System | Medicaid|> 21 | $40.13 | ↓ -7% |
| Partnership Health Plan | Medicaid|> 21 | $40.97 | ↓ -5% |
| Kaiser | Medicaid|> 21 | $40.97 | ↓ -5% |
| Molina | Medicaid|< 21 | $40.97 | ↓ -5% |
| LA Care | Medicaid|> 21 | $40.97 | ↓ -5% |
| LA Care | Medicaid|< 21 | $40.97 | ↓ -5% |
| Partnership Health Plan | Medicaid|< 21 | $40.97 | ↓ -5% |
| Kaiser | Medicaid|< 21 | $40.97 | ↓ -5% |
| Care 1st | Medicaid|< 21 | $40.97 | ↓ -5% |
| Care 1st | Medicaid|> 21 | $40.97 | ↓ -5% |
| United | Commercial|All Other Plans | $41.77 | ↓ -3% |
| United | Commercial|HMO | $41.77 | ↓ -3% |
| United | Commercial|Options PPO | $41.77 | ↓ -3% |
| United | Commercial|Non-Options PPO | $41.77 | ↓ -3% |
| Kaiser | Commercial|All Plans | $47.34 | ↑ +10% |
| BCBS - Anthem | Medicaid|All Plans | $58.61 | ↑ +36% |
| Western Growers | Commercial|All Plans | $58.72 | ↑ +36% |
| CHN Sun View | Commercial|All Plans | $76.33 | ↑ +77% |
| BCBS - Anthem | Commercial|PremerTiered | $77.51 | ↑ +80% |
| First Health | Commercial|All Plans | $82.21 | ↑ +91% |
| BCBS - Anthem | Commercial|Exchange | $85.73 | ↑ +99% |
| Healthsmart | Commercial|All Plans | $89.25 | ↑ +107% |
| MultiPlan | Commercial|All Plans | $92.77 | ↑ +115% |
| Health Net | Medicaid|GemCare | $98.74 | ↑ +129% |
| BCBS - Anthem | Commercial|All Other Plans | $99.82 | ↑ +132% |
| Cigna | Commercial|All Other Plans | $100.05 | ↑ +132% |
| Cigna | Commercial|PPO | $100.05 | ↑ +132% |
| BCBS - Anthem | Commercial|MCS | $117.43 | ↑ +172% |
| Aetna | Commercial|HMO | $117.43 | ↑ +172% |
| Aetna | Commercial|PPO | $117.43 | ↑ +172% |
| Health Net | Medicaid|Non-GemCare | $117.43 | ↑ +172% |
Visitor-reported prices
Comments
Chrom analysis at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Mercy Hospitals – Bakersfield | Bakersfield | $43.57 | $34.81 – $100.05 |
| St. John's Camarillo Hospital | Camarillo | $51.43 | $31.71 – $92.38 |
| Banner Lassen Medical Center | Susanville | $265.62 | $6.96 – $276.45 |
| Arroyo Grande Hospital | Santa Maria | $50.27 | $34.81 – $115.09 |
| Mark Twain Medical Center | San Andreas | $78.21 | $34.81 – $115.09 |
| French Hospital | San Luis Obispo | $46.04 | $31.71 – $115.09 |
| St. Joseph's Behavioral Health Center | Stockton | $67.06 | $11.75 – $93.95 |
| St. Joseph's Medical Center Stockton | Stockton | $34.53 | $24.67 – $101.20 |