Cholesterol body fluid at Community Hospital San Bernardino

1805 Medical Center Dr, San Bernardino, CA · CommonSpirit Health · · NPI 1235290818

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$28.16

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$72.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1.77 with Blue Shield CA vs $101.45 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Shield CA Commercial|Exchange $1.77 ↓ -94%
Care 1st Medicaid|All Plans $2.39 ↓ -92%
Blue Shield CA Commercial|All Other Plans $3.01 ↓ -89%
United Commercial|HMO $4.42 ↓ -84%
United Commercial|All Other Plans $4.42 ↓ -84%
HPN Medicare|Senior $4.86 ↓ -83%
Aetna Commercial|Gatekeeper $5.04 ↓ -82%
HPN Commercial|All Plans $5.13 ↓ -82%
Magellan Commercial|All Plans $5.30 ↓ -81%
Kaiser Commercial|All Plans $5.48 ↓ -81%
Aetna Commercial|Non-Gatekeeper $6.01 ↓ -79%
First Health Commercial|All Plans $6.19 ↓ -78%
Blue Shield CA Medicare|BlueShield Promise $6.63 ↓ -76%
MultiPlan Commercial|All Plans $7.07 ↓ -75%
SBMG Commercial|All Plans $8.83 ↓ -69%
BCBS - Anthem Medicaid|All Plans $8.83 ↓ -69%
Redlands Commercial|All Plans $8.83 ↓ -69%
Cigna Commercial|All Other Plans $101.45 ↑ +260%
Cigna Commercial|PPO $101.45 ↑ +260%

Visitor-reported prices

visitor-reported
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Cholesterol body fluid at other California hospitals

Hospital City Cash price Negotiated range
St. Bernardine Medical Center San Bernardino $23.98 $2.30 – $101.45
St. John's Camarillo Hospital Camarillo $8.76 $2.39 – $93.85
Banner Lassen Medical Center Susanville $34.43 $0.41 – $0.97
Petaluma Valley Hospital Petaluma $36.36 not published
Arroyo Grande Hospital Santa Maria $63.03 $5.88 – $91.13
Mark Twain Medical Center San Andreas $21.32 $3.04 – $11.52
French Hospital San Luis Obispo $57.73 $3.18 – $107.13
Mercy Hospitals – Bakersfield Bakersfield $62.70 $5.88 – $101.64

All California hospitals for this procedure →