Cholesterol body fluid at French Hospital

1911 Johnson Ave, San Luis Obispo, CA · CommonSpirit Health · · NPI 1881760452

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$57.73

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$147.25

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3.18 with MHS HSPCC vs $107.13 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MHS HSPCC Commercial|All Plans $3.18 ↓ -94%
Blue Shield CA Commercial|Exchange $5.64 ↓ -90%
United Commercial|HMO $5.88 ↓ -90%
Western Growers Commercial|All Plans $5.88 ↓ -90%
United Commercial|Non-Options PPO $5.88 ↓ -90%
United Commercial|All Other Plans $5.88 ↓ -90%
Health Net Commercial|FFS $6.58 ↓ -89%
Kaiser Commercial|All Plans $7.29 ↓ -87%
Blue Shield CA Commercial|FFS $7.99 ↓ -86%
First Health Commercial|All Plans $9.99 ↓ -83%
Healthsmart Commercial|All Plans $9.99 ↓ -83%
Aetna Commercial|Gatekeeper $11.28 ↓ -80%
MultiPlan Commercial|All Plans $11.52 ↓ -80%
Aetna Commercial|Non-Gatekeeper $11.75 ↓ -80%
Cigna Commercial|PPO $107.13 ↑ +86%
Cigna Commercial|All Other Plans $107.13 ↑ +86%

Visitor-reported prices

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Cholesterol body fluid at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $8.76 $2.39 – $93.85
Banner Lassen Medical Center Susanville $34.43 $0.41 – $0.97
Petaluma Valley Hospital Petaluma $36.36 not published
Arroyo Grande Hospital Santa Maria $63.03 $5.88 – $91.13
Mark Twain Medical Center San Andreas $21.32 $3.04 – $11.52
Mercy Hospitals – Bakersfield Bakersfield $62.70 $5.88 – $101.64
Bakersfield Memorial Hospital Bakersfield $62.03 $5.88 – $101.64
Queen of The Valley Medical Center Napa $36.36 not published

All California hospitals for this procedure →