Cardiac MRI w/stress img at Community Hospital San Bernardino

1805 Medical Center Dr, San Bernardino, CA · CommonSpirit Health · · NPI 1235290818

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$569.30

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,456.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$556.79 with SBMG vs $1,456.00 with Redlands — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
SBMG Commercial|All Plans $556.79 ↓ -2%
Aetna Commercial|Gatekeeper $643.87 ↑ +13%
BCBS - Anthem Medicare|All Plans $696.67 ↑ +22%
Humana Medicare|All Plans $696.67 ↑ +22%
Molina Medicare|All Plans $696.67 ↑ +22%
United Medicare|All Plans $696.67 ↑ +22%
Kaiser Medicare|All Plans $696.67 ↑ +22%
Central Health Plan Medicare|All Plans $696.67 ↑ +22%
Blue Shield CA Medicare|All Other Plans $696.67 ↑ +22%
Scan Health Plan Medicare|All Plans $696.67 ↑ +22%
Inland Empire Health Plan Medicare|All Plans $696.67 ↑ +22%
Epic Health Medicare|All Plans $696.67 ↑ +22%
Patton Medicare|All Plans $696.67 ↑ +22%
Redlands Medicare|All Plans $696.67 ↑ +22%
Ballards Rehab Commercial|All Plans $766.34 ↑ +35%
Aetna Commercial|Non-Gatekeeper $773.52 ↑ +36%
Blue Shield CA Medicare|BlueShield Promise $779.00 ↑ +37%
PrimeCare Medicare|All Plans $796.00 ↑ +40%
HPN Medicare|Senior $800.80 ↑ +41%
HPN Commercial|All Plans $844.48 ↑ +48%
Magellan Commercial|All Plans $873.60 ↑ +53%
PrimeCare Commercial|All Plans $899.00 ↑ +58%
Kaiser Commercial|All Plans $902.72 ↑ +59%
Cigna Commercial|All Other Plans $1,004.00 ↑ +76%
Cigna Commercial|PPO $1,004.00 ↑ +76%
First Health Commercial|All Plans $1,019.20 ↑ +79%
BCBS - Anthem Commercial|All Other Plans $1,062.88 ↑ +87%
United Commercial|All Other Plans $1,086.50 ↑ +91%
United Commercial|HMO $1,086.50 ↑ +91%
MultiPlan Commercial|All Plans $1,164.80 ↑ +105%
Epic Health Commercial|All Plans $1,184.34 ↑ +108%
BCBS - Anthem Commercial|MCS $1,324.96 ↑ +133%
Naphcare Commercial|All Plans $1,358.51 ↑ +139%
Redlands Commercial|All Plans $1,456.00 ↑ +156%

Visitor-reported prices

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Cardiac MRI w/stress img at other California hospitals

Hospital City Cash price Negotiated range
St. Bernardine Medical Center San Bernardino $556.11 $484.30 – $1,369.40
California Hospital Medical Center Los Angeles $761.45 $392.50 – $1,907.00
St. Mary Medical Center Long Beach $568.46 $330.50 – $1,322.00
Providence Saint Joseph Medical Center Burbank $3,963.40 $585.98 – $2,728.09
Glendale Memorial Hospital Health Center Glendale $1,580.45 $696.67 – $3,878.40
Providence Saint John's Health Center Santa Monica $1,198.75 $702.78 – $1,300.14
Petaluma Valley Hospital Petaluma not published $736.35 – $3,632.71
Queen of The Valley Medical Center Napa not published $770.53 – $4,590.85

All California hospitals for this procedure →