Cardiac MRI w/stress img at Community Hospital San Bernardino
1805 Medical Center Dr, San Bernardino, CA · CommonSpirit Health · · NPI 1235290818
$569.30
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,456.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$556.79 with SBMG vs $1,456.00 with Redlands — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| SBMG | Commercial|All Plans | $556.79 | ↓ -2% |
| Aetna | Commercial|Gatekeeper | $643.87 | ↑ +13% |
| BCBS - Anthem | Medicare|All Plans | $696.67 | ↑ +22% |
| Humana | Medicare|All Plans | $696.67 | ↑ +22% |
| Molina | Medicare|All Plans | $696.67 | ↑ +22% |
| United | Medicare|All Plans | $696.67 | ↑ +22% |
| Kaiser | Medicare|All Plans | $696.67 | ↑ +22% |
| Central Health Plan | Medicare|All Plans | $696.67 | ↑ +22% |
| Blue Shield CA | Medicare|All Other Plans | $696.67 | ↑ +22% |
| Scan Health Plan | Medicare|All Plans | $696.67 | ↑ +22% |
| Inland Empire Health Plan | Medicare|All Plans | $696.67 | ↑ +22% |
| Epic Health | Medicare|All Plans | $696.67 | ↑ +22% |
| Patton | Medicare|All Plans | $696.67 | ↑ +22% |
| Redlands | Medicare|All Plans | $696.67 | ↑ +22% |
| Ballards Rehab | Commercial|All Plans | $766.34 | ↑ +35% |
| Aetna | Commercial|Non-Gatekeeper | $773.52 | ↑ +36% |
| Blue Shield CA | Medicare|BlueShield Promise | $779.00 | ↑ +37% |
| PrimeCare | Medicare|All Plans | $796.00 | ↑ +40% |
| HPN | Medicare|Senior | $800.80 | ↑ +41% |
| HPN | Commercial|All Plans | $844.48 | ↑ +48% |
| Magellan | Commercial|All Plans | $873.60 | ↑ +53% |
| PrimeCare | Commercial|All Plans | $899.00 | ↑ +58% |
| Kaiser | Commercial|All Plans | $902.72 | ↑ +59% |
| Cigna | Commercial|All Other Plans | $1,004.00 | ↑ +76% |
| Cigna | Commercial|PPO | $1,004.00 | ↑ +76% |
| First Health | Commercial|All Plans | $1,019.20 | ↑ +79% |
| BCBS - Anthem | Commercial|All Other Plans | $1,062.88 | ↑ +87% |
| United | Commercial|All Other Plans | $1,086.50 | ↑ +91% |
| United | Commercial|HMO | $1,086.50 | ↑ +91% |
| MultiPlan | Commercial|All Plans | $1,164.80 | ↑ +105% |
| Epic Health | Commercial|All Plans | $1,184.34 | ↑ +108% |
| BCBS - Anthem | Commercial|MCS | $1,324.96 | ↑ +133% |
| Naphcare | Commercial|All Plans | $1,358.51 | ↑ +139% |
| Redlands | Commercial|All Plans | $1,456.00 | ↑ +156% |
Visitor-reported prices
Comments
Cardiac MRI w/stress img at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. Bernardine Medical Center | San Bernardino | $556.11 | $484.30 – $1,369.40 |
| California Hospital Medical Center | Los Angeles | $761.45 | $392.50 – $1,907.00 |
| St. Mary Medical Center | Long Beach | $568.46 | $330.50 – $1,322.00 |
| Providence Saint Joseph Medical Center | Burbank | $3,963.40 | $585.98 – $2,728.09 |
| Glendale Memorial Hospital Health Center | Glendale | $1,580.45 | $696.67 – $3,878.40 |
| Providence Saint John's Health Center | Santa Monica | $1,198.75 | $702.78 – $1,300.14 |
| Petaluma Valley Hospital | Petaluma | not published | $736.35 – $3,632.71 |
| Queen of The Valley Medical Center | Napa | not published | $770.53 – $4,590.85 |