Cardiac MRI w/stress img at St. Mary Medical Center

1050 Linden Ave, Long Beach, CA · CommonSpirit Health · · NPI 1194840421

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$568.46

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,322.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$330.50 with DHR vs $1,922.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
DHR Medicaid|> 21 $330.50 ↓ -42%
DHR Medicaid|< 21 $330.50 ↓ -42%
SMIPA Medicare|All Plans $565.90 ↓ -0%
Healthcare Partners Medicare|All Plans $695.00 ↑ +22%
LA Care Medicare|All Plans $696.67 ↑ +23%
BCBS - Anthem Medicare|All Plans $696.67 ↑ +23%
Molina Medicare|All Plans $696.67 ↑ +23%
Humana Medicare|All Plans $696.67 ↑ +23%
Kaiser Medicare|All Plans $696.67 ↑ +23%
Central Health Plan Medicare|All Plans $696.67 ↑ +23%
EasyChoice Medicare|All Plans $696.67 ↑ +23%
Blue Shield CA Medicare|All Other Plans $696.67 ↑ +23%
Scan Health Plan Medicare|All Plans $696.67 ↑ +23%
Health Net Medicare|All Other Plans $696.67 ↑ +23%
Health Net Medicare|HMO $696.67 ↑ +23%
HCLA Medicare|Preferred IPA $696.67 ↑ +23%
Cigna Medicare|All Plans $696.67 ↑ +23%
United Medicare|All Plans $710.61 ↑ +25%
HPN Medicare|Senior $766.34 ↑ +35%
BCBS - Anthem Commercial|Exchange $766.76 ↑ +35%
Healthcare Partners Commercial|All Plans $787.00 ↑ +38%
Blue Shield CA Medicare|BlueShield Promise $859.30 ↑ +51%
HCLA Commercial|Preferred IPA $870.84 ↑ +53%
LA Care Commercial|All Plans $870.84 ↑ +53%
Blue Shield CA Medicare|Trauma $870.84 ↑ +53%
Kaiser Commercial|All Plans $925.40 ↑ +63%
MultiPlan Commercial|All Plans $1,057.60 ↑ +86%
United Commercial|Non-Options PPO $1,086.50 ↑ +91%
United Commercial|Options PPO $1,086.50 ↑ +91%
United Commercial|HMO $1,086.50 ↑ +91%
United Commercial|All Other Plans $1,086.50 ↑ +91%
SevenCorners Medicare|All Plans $1,114.67 ↑ +96%
BCBS - Anthem Commercial|All Other Plans $1,150.14 ↑ +102%
Aetna Commercial|PPO $1,322.00 ↑ +133%
Aetna Commercial|All Other Plans $1,322.00 ↑ +133%
BCBS - Anthem Commercial|MCS $1,322.00 ↑ +133%
Aetna Commercial|HMO $1,322.00 ↑ +133%
Cigna Commercial|All Other Plans $1,922.00 ↑ +238%
Cigna Commercial|PPO $1,922.00 ↑ +238%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Cardiac MRI w/stress img at other California hospitals

Hospital City Cash price Negotiated range
California Hospital Medical Center Los Angeles $761.45 $392.50 – $1,907.00
Providence Saint Joseph Medical Center Burbank $3,963.40 $585.98 – $2,728.09
Community Hospital San Bernardino San Bernardino $569.30 $643.87 – $1,456.00
Glendale Memorial Hospital Health Center Glendale $1,580.45 $696.67 – $3,878.40
St. Bernardine Medical Center San Bernardino $556.11 $484.30 – $1,369.40
Providence Saint John's Health Center Santa Monica $1,198.75 $702.78 – $1,300.14
Petaluma Valley Hospital Petaluma not published $736.35 – $3,632.71
Queen of The Valley Medical Center Napa not published $770.53 – $4,590.85

All California hospitals for this procedure →