Biopsy of heart lining at Community Hospital San Bernardino

1805 Medical Center Dr, San Bernardino, CA · CommonSpirit Health · · NPI 1235290818

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,861.16

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$4,760.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$272.83 with Kaiser vs $7,798.46 with Naphcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Kaiser Medicaid|> 21 $272.83 ↓ -85%
LA Care Medicaid|> 21 $272.83 ↓ -85%
LA Care Medicaid|< 21 $272.83 ↓ -85%
Partnership Health Plan Medicaid|> 21 $272.83 ↓ -85%
Partnership Health Plan Medicaid|< 21 $272.83 ↓ -85%
Kaiser Medicaid|< 21 $272.83 ↓ -85%
Health Net Medicaid|< 21 $335.58 ↓ -82%
Health Net Medicaid|> 21 $335.58 ↓ -82%
BCBS - Anthem Medicaid|All Plans $511.56 ↓ -73%
Molina Medicaid|All Plans $605.56 ↓ -67%
HPN Medicaid|All Plans $634.54 ↓ -66%
Inland Empire Health Plan Medicaid|All Plans $682.09 ↓ -63%
Blue Shield CA Commercial|Exchange $1,945.00 ↑ +5%
Care 1st Medicaid|All Plans $2,162.70 ↑ +16%
United Commercial|All Other Plans $2,475.20 ↑ +33%
Magellan Commercial|All Plans $2,856.00 ↑ +53%
Blue Shield CA Medicare|BlueShield Promise $2,944.00 ↑ +58%
Kaiser Commercial|All Plans $2,951.20 ↑ +59%
Blue Shield CA Commercial|All Other Plans $3,026.00 ↑ +63%
HPN Medicare|Senior $3,189.20 ↑ +71%
First Health Commercial|All Plans $3,332.00 ↑ +79%
HPN Commercial|All Plans $3,522.40 ↑ +89%
MultiPlan Commercial|All Plans $3,808.00 ↑ +105%
Kaiser Medicare|All Plans $3,999.21 ↑ +115%
Central Health Plan Medicare|All Plans $3,999.21 ↑ +115%
BCBS - Anthem Medicare|All Plans $3,999.21 ↑ +115%
Blue Shield CA Medicare|All Other Plans $3,999.21 ↑ +115%
United Medicare|All Plans $3,999.21 ↑ +115%
Scan Health Plan Medicare|All Plans $3,999.21 ↑ +115%
Molina Medicare|All Plans $3,999.21 ↑ +115%
Humana Medicare|All Plans $3,999.21 ↑ +115%
Inland Empire Health Plan Medicare|All Plans $3,999.21 ↑ +115%
Epic Health Medicare|All Plans $3,999.21 ↑ +115%
Patton Medicare|All Plans $3,999.21 ↑ +115%
Redlands Medicare|All Plans $3,999.21 ↑ +115%
Ballards Rehab Commercial|All Plans $4,399.13 ↑ +136%
United Commercial|HMO $4,617.20 ↑ +148%
SBMG Commercial|All Plans $4,760.00 ↑ +156%
Redlands Commercial|All Plans $4,760.00 ↑ +156%
Health Net Commercial|EPPO $4,940.00 ↑ +165%
BCBS - Anthem Commercial|All Other Plans $5,486.00 ↑ +195%
Health Net Commercial|Care Product $5,675.00 ↑ +205%
Health Net Commercial|All Other Plans $5,889.00 ↑ +216%
Epic Health Commercial|All Plans $6,798.66 ↑ +265%
BCBS - Anthem Commercial|MCS $6,858.00 ↑ +268%
Naphcare Commercial|All Plans $7,798.46 ↑ +319%

Visitor-reported prices

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Biopsy of heart lining at other California hospitals

Hospital City Cash price Negotiated range
St. Bernardine Medical Center San Bernardino $1,632.70 $272.83 – $7,798.46
Arroyo Grande Hospital Santa Maria $2,223.46 $272.83 – $5,091.10
French Hospital San Luis Obispo $1,973.72 $272.83 – $4,934.30
Bakersfield Memorial Hospital Bakersfield $2,251.55 $272.83 – $4,846.65
St. Joseph's Medical Center Stockton Stockton $1,803.69 $272.83 – $5,153.40
Santa Rosa Memorial Hospital Santa Rosa $3,796.44 $2,238.00 – $11,377.00
Providence Mission Hospital - Mission Viejo Mission Viejo $2,006.88 $3,429.00 – $7,883.00
Mercy Medical Center Merced Merced $3,159.53 $272.83 – $6,073.65

All California hospitals for this procedure →