Cad breast MRI w/r&i at Methodist Hospital of Sacramento

7500 Hospital Dr., Sacramento, CA · CommonSpirit Health · · NPI 1467560599

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$57.03

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$198.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$69.30 with Western Health Advantage vs $7,195.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Western Health Advantage Commercial|All Plans $69.30 ↑ +22%
Kaiser Medicaid|All Plans $81.18 ↑ +42%
First Health Commercial|All Plans $148.50 ↑ +160%
BCBS - Anthem Commercial|BRMS $148.50 ↑ +160%
Kaiser Commercial|All Plans $156.42 ↑ +174%
Sutter Health Commercial|All Plans $158.40 ↑ +178%
Healthsmart Commercial|All Plans $160.38 ↑ +181%
MultiPlan Commercial|All Plans $164.34 ↑ +188%
United Commercial|HMO $196.02 ↑ +244%
United Commercial|Options PPO $198.00 ↑ +247%
United Commercial|Non-Options PPO $198.00 ↑ +247%
United Commercial|All Other Plans $198.00 ↑ +247%
Cigna Commercial|LocalPlus $5,397.00 ↑ +9363%
Cigna Commercial|All Other Plans $7,195.00 ↑ +12516%

Visitor-reported prices

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Cad breast MRI w/r&i at other California hospitals

Hospital City Cash price Negotiated range
Mercy General Hospital Sacramento $43.17 $69.30 – $5,397.00
Arroyo Grande Hospital Santa Maria $472.09 $526.00 – $2,096.00
Mark Twain Medical Center San Andreas $490.85 $190.67 – $722.26
French Hospital San Luis Obispo $344.96 $52.38 – $2,111.00
Queen of The Valley Medical Center Napa $234.60 $3.90 – $3.90
Providence St Joseph Hospital Eureka Eureka $126.48 not published
St. Joseph's Medical Center Stockton Stockton $301.65 $215.46 – $4,941.00
Santa Rosa Memorial Hospital Santa Rosa $107.10 $3.98 – $3.98

All California hospitals for this procedure →