Cad breast MRI w/r&i at St. Joseph's Medical Center Stockton
1800 N California St, Stockton, CA · CommonSpirit Health · · NPI 1528190931
$301.65
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,026.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$215.46 with Kaiser vs $4,941.00 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Kaiser | Commercial|All Other Plans | $215.46 | ↓ -29% |
| Kaiser | Commercial|Affiliated Payers | $215.46 | ↓ -29% |
| Sutter UMR | Commercial|All Plans | $461.70 | ↑ +53% |
| Healthsmart | Commercial|All Plans | $615.60 | ↑ +104% |
| First Health | Commercial|All Plans | $738.72 | ↑ +145% |
| MultiPlan | Commercial|All Plans | $841.32 | ↑ +179% |
| United | Commercial|HMO | $861.84 | ↑ +186% |
| United | Commercial|All Other Plans | $861.84 | ↑ +186% |
| United | Commercial|Options PPO | $913.14 | ↑ +203% |
| United | Commercial|Non-Options PPO | $1,026.00 | ↑ +240% |
| Cigna | Commercial|PPO | $4,941.00 | ↑ +1538% |
| Cigna | Commercial|All Other Plans | $4,941.00 | ↑ +1538% |
Visitor-reported prices
Comments
Cad breast MRI w/r&i at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Arroyo Grande Hospital | Santa Maria | $472.09 | $526.00 – $2,096.00 |
| Mark Twain Medical Center | San Andreas | $490.85 | $190.67 – $722.26 |
| French Hospital | San Luis Obispo | $344.96 | $52.38 – $2,111.00 |
| Queen of The Valley Medical Center | Napa | $234.60 | $3.90 – $3.90 |
| Providence St Joseph Hospital Eureka | Eureka | $126.48 | not published |
| Santa Rosa Memorial Hospital | Santa Rosa | $107.10 | $3.98 – $3.98 |
| Providence Mission Hospital - Mission Viejo | Mission Viejo | $99.84 | not published |
| Mercy Medical Center Mt. Shasta | Mt Shasta | $42.02 | $12.96 – $52.92 |