Perc rf ablate renal tumor at Mercy General Hospital

4001 J St., Sacramento, CA · CommonSpirit Health · · NPI 1487694857

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$2,400.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$11,011.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$90.44 with BCBS - Anthem vs $27,257.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS - Anthem Medicaid|All Plans $90.44 ↓ -96%
Hill Physicians Commercial|All Plans $339.66 ↓ -86%
Molina Medicaid|All Plans $2,504.00 ↑ +4%
Hill Physicians Medicare|All Plans $3,526.85 ↑ +47%
Western Health Advantage Commercial|All Plans $3,691.45 ↑ +54%
Kaiser Medicaid|All Plans $4,324.27 ↑ +80%
Health Net Medicaid|All Plans $5,273.50 ↑ +120%
California Health & Wellness Medicaid|All Plans $5,273.50 ↑ +120%
Health Net Commercial|EPPO $6,384.00 ↑ +166%
BCBS - Anthem Medicare|All Other Plans $7,229.91 ↑ +201%
Healthsmart Commercial|All Plans $7,593.84 ↑ +216%
Molina Medicare|All Plans $7,666.93 ↑ +219%
Blue Shield CA Medicare|HMO $7,666.93 ↑ +219%
Aetna Medicare|All Plans $7,666.93 ↑ +219%
Blue Shield CA Medicare|PPO $7,666.93 ↑ +219%
Humana Commercial|All Plans $7,666.93 ↑ +219%
United Medicare|All Plans $7,666.93 ↑ +219%
Kaiser Medicare|All Plans $7,666.93 ↑ +219%
BCBS - Anthem Medicare|Imperial $7,896.94 ↑ +229%
First Health Commercial|All Plans $7,910.25 ↑ +230%
Kaiser Commercial|All Plans $8,332.13 ↑ +247%
BrightHealth Commercial|All Plans $8,433.62 ↑ +251%
MultiPlan Commercial|All Plans $8,437.60 ↑ +252%
Sutter Health Commercial|All Plans $8,437.60 ↑ +252%
Aetna Commercial|PPO $10,007.00 ↑ +317%
Aetna Commercial|HMO $10,007.00 ↑ +317%
Aetna Commercial|All Other Plans $10,007.00 ↑ +317%
United Commercial|Non-Options PPO $10,547.00 ↑ +339%
Prison Healthcare Medicaid|All Plans $11,500.40 ↑ +379%
Health Net Commercial|FFS $11,775.00 ↑ +391%
BCBS - Anthem Commercial|Connection EPO $15,038.00 ↑ +526%
BCBS - Anthem Commercial|All Other Plans $18,798.00 ↑ +683%
BCBS - Anthem Commercial|MCS $27,257.00 ↑ +1036%

Visitor-reported prices

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Perc rf ablate renal tumor at other California hospitals

Hospital City Cash price Negotiated range
Methodist Hospital of Sacramento Sacramento $3,171.17 $90.44 – $8,754.01
St. John's Camarillo Hospital Camarillo $4,373.87 $2,696.22 – $13,082.50
Arroyo Grande Hospital Santa Maria $6,601.05 $7,413.14 – $15,114.54
French Hospital San Luis Obispo $6,045.82 $4,164.21 – $15,114.54
Mercy Hospitals – Bakersfield Bakersfield $5,458.53 $3,848.31 – $11,402.40
Bakersfield Memorial Hospital Bakersfield $5,399.68 $62.83 – $11,259.87
St. Joseph's Medical Center Stockton Stockton $5,217.03 $0.80 – $6,044.00
Santa Rosa Memorial Hospital Santa Rosa $9,338.10 $4,812.00 – $15,575.00

All California hospitals for this procedure →