Perc rf ablate renal tumor at St. Joseph's Medical Center Stockton

1800 N California St, Stockton, CA · CommonSpirit Health · · NPI 1528190931

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$5,217.03

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$17,745.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.80 with First Health vs $16,187.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
First Health Commercial|All Plans $0.80 ↓ -100%
MultiPlan Commercial|All Plans $0.92 ↓ -100%
Kaiser Commercial|Affiliated Payers $1,269.24 ↓ -76%
Kaiser Commercial|All Other Plans $1,269.24 ↓ -76%
Health Net Medicaid|All Plans $2,589.00 ↓ -50%
Sutter UMR Commercial|All Plans $3,022.00 ↓ -42%
Healthsmart Commercial|All Plans $3,626.40 ↓ -30%
United Commercial|HMO $5,076.96 ↓ -3%
United Commercial|All Other Plans $5,076.96 ↓ -3%
United Commercial|Options PPO $5,379.16 ↑ +3%
Alignment Health Medicare|All Plans $5,439.60 ↑ +4%
Cigna Medicare|All Plans $6,044.00 ↑ +16%
Aetna Medicare|All Plans $6,044.00 ↑ +16%
Molina Medicare|All Plans $6,044.00 ↑ +16%
United Commercial|Non-Options PPO $6,044.00 ↑ +16%
Humana Medicare|All Plans $6,044.00 ↑ +16%
Kaiser Medicare|All Plans $6,044.00 ↑ +16%
BCBS - Anthem Medicare|All Plans $6,044.00 ↑ +16%
Scan Health Plan Medicare|All Plans $6,044.00 ↑ +16%
Hill Physicians Commercial|All Plans $6,044.00 ↑ +16%
Medcore Commercial|With ER $6,044.00 ↑ +16%
Medcore Commercial|Without ER $6,044.00 ↑ +16%
Aetna Commercial|All Other Plans $6,053.00 ↑ +16%
Aetna Commercial|HMO $6,053.00 ↑ +16%
Aetna Commercial|PPO $6,053.00 ↑ +16%
Blue Shield CA Commercial|Exchange $7,531.00 ↑ +44%
Blue Shield CA Medicare|All Plans $8,277.79 ↑ +59%
United Medicare|All Plans $8,277.79 ↑ +59%
BCBS - Anthem Commercial|Exchange $8,410.00 ↑ +61%
Blue Shield CA Commercial|All Other Plans $9,858.00 ↑ +89%
Health Net Commercial|Care Product $10,183.00 ↑ +95%
BCBS - Anthem Commercial|Non-MCS $11,521.00 ↑ +121%
Health Net Commercial|FFS $11,631.00 ↑ +123%
BCBS - Anthem Commercial|MCS $16,187.00 ↑ +210%

Visitor-reported prices

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Perc rf ablate renal tumor at other California hospitals

Hospital City Cash price Negotiated range
St. Joseph's Behavioral Health Center Stockton not published $7,791.90 – $7,791.90
St. John's Camarillo Hospital Camarillo $4,373.87 $2,696.22 – $13,082.50
Arroyo Grande Hospital Santa Maria $6,601.05 $7,413.14 – $15,114.54
French Hospital San Luis Obispo $6,045.82 $4,164.21 – $15,114.54
Mercy Hospitals – Bakersfield Bakersfield $5,458.53 $3,848.31 – $11,402.40
Bakersfield Memorial Hospital Bakersfield $5,399.68 $62.83 – $11,259.87
Santa Rosa Memorial Hospital Santa Rosa $9,338.10 $4,812.00 – $15,575.00
Mercy Medical Center Mt. Shasta Mt Shasta $7,995.51 $64.74 – $10,071.46

All California hospitals for this procedure →