New Patient Office Visit (level 2) at Mercy General Hospital

4001 J St., Sacramento, CA · CommonSpirit Health · · NPI 1487694857

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$79.14

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$363.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$47.33 with Hill Physicians vs $22,221.00 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Hill Physicians Commercial|All Plans $47.33 ↓ -40%
United Medicaid|> 21 $61.11 ↓ -23%
United Medicaid|< 21 $61.11 ↓ -23%
Hill Physicians Medicaid|All Plans $67.22 ↓ -15%
Hill Physicians Medicare|All Plans $76.91 ↓ -3%
Molina Medicaid|All Plans $80.09 ↑ +1%
BCBS - Anthem Medicaid|All Plans $93.48 ↑ +18%
Blue Shield CA Commercial|ACO Trio CalPers $113.00 ↑ +43%
Blue Shield CA Commercial|Exchange $119.00 ↑ +50%
Western Health Advantage Commercial|All Plans $121.80 ↑ +54%
California Health & Wellness Medicaid|All Plans $141.78 ↑ +79%
Health Net Medicaid|All Plans $141.78 ↑ +79%
Kaiser Medicaid|All Plans $142.68 ↑ +80%
Blue Shield CA Commercial|HMO $158.00 ↑ +100%
Cigna Commercial|LocalPlus $168.00 ↑ +112%
Blue Shield CA Commercial|All Other Plans $177.00 ↑ +124%
Blue Shield CA Commercial|CalPers $178.00 ↑ +125%
BCBS - Anthem Commercial|Connection EPO $219.24 ↑ +177%
Cigna Commercial|All Other Plans $225.00 ↑ +184%
Healthsmart Commercial|All Plans $250.56 ↑ +217%
First Health Commercial|All Plans $261.00 ↑ +230%
Partnership Health Plan Medicaid|All Plans $262.77 ↑ +232%
Kaiser Commercial|All Plans $274.92 ↑ +247%
BCBS - Anthem Commercial|All Other Plans $274.92 ↑ +247%
MultiPlan Commercial|All Plans $278.40 ↑ +252%
Sutter Health Commercial|All Plans $278.40 ↑ +252%
United Commercial|Non-Options PPO $348.00 ↑ +340%
BCBS - Anthem Commercial|MCS $348.00 ↑ +340%
United Commercial|HMO $10,710.00 ↑ +13433%
United Commercial|All Other Plans $22,221.00 ↑ +27978%

Visitor-reported prices

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New Patient Office Visit (level 2) at other California hospitals

Hospital City Cash price Negotiated range
Methodist Hospital of Sacramento Sacramento $104.55 $47.33 – $288.84
St. John's Camarillo Hospital Camarillo $559.01 $50.22 – $204.18
Banner Lassen Medical Center Susanville $1,479.42 $69.70 – $164.90
Arroyo Grande Hospital Santa Maria $145.10 $49.20 – $305.00
Mark Twain Medical Center San Andreas $115.89 $23.03 – $87.22
French Hospital San Luis Obispo $148.96 $49.20 – $298.90
Mercy Hospitals – Bakersfield Bakersfield $154.71 $61.11 – $333.60
Bakersfield Memorial Hospital Bakersfield $161.12 $61.11 – $232.00

All California hospitals for this procedure →