General health panel at Mercy General Hospital
4001 J St., Sacramento, CA · CommonSpirit Health · · NPI 1487694857
$110.09
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$505.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$54.43 with United vs $505.00 with BCBS - Anthem — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | Commercial|HMO | $54.43 | ↓ -51% |
| United | Commercial|All Other Plans | $54.43 | ↓ -51% |
| United | Commercial|Non-Options PPO | $54.43 | ↓ -51% |
| Cigna | Commercial|LocalPlus | $91.21 | ↓ -17% |
| Aetna | Commercial|HMO | $113.17 | ↑ +3% |
| Aetna | Commercial|All Other Plans | $113.17 | ↑ +3% |
| Aetna | Commercial|PPO | $113.17 | ↑ +3% |
| Cigna | Commercial|All Other Plans | $121.62 | ↑ +10% |
| Western Health Advantage | Commercial|All Plans | $176.75 | ↑ +61% |
| Kaiser | Medicaid|All Plans | $207.05 | ↑ +88% |
| Blue Shield CA | Commercial|ACO Trio CalPers | $237.35 | ↑ +116% |
| Blue Shield CA | Commercial|Exchange | $252.50 | ↑ +129% |
| Blue Shield CA | Commercial|HMO | $343.40 | ↑ +212% |
| Healthsmart | Commercial|All Plans | $363.60 | ↑ +230% |
| Blue Shield CA | Commercial|All Other Plans | $368.65 | ↑ +235% |
| Blue Shield CA | Commercial|CalPers | $368.65 | ↑ +235% |
| First Health | Commercial|All Plans | $378.75 | ↑ +244% |
| Kaiser | Commercial|All Plans | $398.95 | ↑ +262% |
| MultiPlan | Commercial|All Plans | $404.00 | ↑ +267% |
| BCBS - Anthem | Commercial|Connection EPO | $404.00 | ↑ +267% |
| Sutter Health | Commercial|All Plans | $404.00 | ↑ +267% |
| BCBS - Anthem | Commercial|MCS | $505.00 | ↑ +359% |
| BCBS - Anthem | Commercial|All Other Plans | $505.00 | ↑ +359% |
Visitor-reported prices
Comments
General health panel at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Methodist Hospital of Sacramento | Sacramento | $145.44 | $54.43 – $419.15 |
| Petaluma Valley Hospital | Petaluma | $276.93 | $94.56 – $245.00 |
| Arroyo Grande Hospital | Santa Maria | $801.65 | $54.43 – $1,835.54 |
| Mark Twain Medical Center | San Andreas | $362.31 | $140.74 – $533.12 |
| French Hospital | San Luis Obispo | $734.22 | $54.43 – $1,835.54 |
| Mercy Hospitals – Bakersfield | Bakersfield | $105.74 | $54.43 – $220.80 |
| Queen of The Valley Medical Center | Napa | $250.92 | $94.56 – $309.62 |
| Providence St Joseph Hospital Eureka | Eureka | $313.65 | $94.56 – $351.11 |