General health panel at French Hospital
1911 Johnson Ave, San Luis Obispo, CA · CommonSpirit Health · · NPI 1881760452
$734.22
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,873.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$54.43 with United vs $1,835.54 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | Commercial|All Other Plans | $54.43 | ↓ -93% |
| United | Commercial|Non-Options PPO | $54.43 | ↓ -93% |
| United | Commercial|HMO | $54.43 | ↓ -93% |
| Cigna | Commercial|All Other Plans | $124.75 | ↓ -83% |
| Cigna | Commercial|PPO | $124.75 | ↓ -83% |
| Aetna | Commercial|Gatekeeper | $243.37 | ↓ -67% |
| Aetna | Commercial|Non-Gatekeeper | $429.86 | ↓ -41% |
| BCBS - Anthem | Commercial|MCS | $434.21 | ↓ -41% |
| BCBS - Anthem | Commercial|Non-MCS | $443.57 | ↓ -40% |
| MHS HSPCC | Commercial|All Plans | $505.71 | ↓ -31% |
| Blue Shield CA | Commercial|Exchange | $899.04 | ↑ +22% |
| Western Growers | Commercial|All Plans | $936.50 | ↑ +28% |
| Health Net | Commercial|FFS | $1,048.88 | ↑ +43% |
| Kaiser | Commercial|All Plans | $1,161.26 | ↑ +58% |
| Blue Shield CA | Commercial|FFS | $1,273.64 | ↑ +73% |
| First Health | Commercial|All Plans | $1,592.05 | ↑ +117% |
| Healthsmart | Commercial|All Plans | $1,592.05 | ↑ +117% |
| MultiPlan | Commercial|All Plans | $1,835.54 | ↑ +150% |
Visitor-reported prices
Comments
General health panel at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Petaluma Valley Hospital | Petaluma | $276.93 | $94.56 – $245.00 |
| Arroyo Grande Hospital | Santa Maria | $801.65 | $54.43 – $1,835.54 |
| Mark Twain Medical Center | San Andreas | $362.31 | $140.74 – $533.12 |
| Mercy Hospitals – Bakersfield | Bakersfield | $105.74 | $54.43 – $220.80 |
| Queen of The Valley Medical Center | Napa | $250.92 | $94.56 – $309.62 |
| Providence St Joseph Hospital Eureka | Eureka | $313.65 | $94.56 – $351.11 |
| Redwood Memorial Hospital | Fortuna | $296.31 | $351.93 – $351.93 |
| Santa Rosa Memorial Hospital | Santa Rosa | $364.14 | $94.56 – $263.41 |