Exchange nephrostomy cath at Mercy General Hospital

4001 J St., Sacramento, CA · CommonSpirit Health · · NPI 1487694857

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$2,849.92

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$13,073.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$99.28 with Hill Physicians vs $9,142.00 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Hill Physicians Commercial|All Plans $99.28 ↓ -97%
United Medicaid|> 21 $434.47 ↓ -85%
United Medicaid|< 21 $434.47 ↓ -85%
Hill Physicians Medicaid|All Plans $477.92 ↓ -83%
Hill Physicians Medicare|All Plans $678.46 ↓ -76%
Molina Medicaid|All Plans $816.80 ↓ -71%
BCBS - Anthem Medicaid|All Plans $825.30 ↓ -71%
California Health & Wellness Medicaid|All Plans $1,007.97 ↓ -65%
Health Net Medicaid|All Plans $1,007.97 ↓ -65%
Partnership Health Plan Medicaid|All Plans $1,868.22 ↓ -34%
BCBS - Anthem Medicare|All Other Plans $2,538.51 ↓ -11%
Kaiser Medicare|All Plans $2,691.95 ↓ -6%
Humana Commercial|All Plans $2,691.95 ↓ -6%
Aetna Medicare|All Plans $2,691.95 ↓ -6%
Molina Medicare|All Plans $2,691.95 ↓ -6%
United Medicare|All Plans $2,691.95 ↓ -6%
Blue Shield CA Medicare|PPO $2,691.95 ↓ -6%
Blue Shield CA Medicare|HMO $2,691.95 ↓ -6%
BCBS - Anthem Medicare|Imperial $2,772.71 ↓ -3%
BrightHealth Commercial|All Plans $2,961.14 ↑ +4%
Western Health Advantage Commercial|All Plans $3,199.70 ↑ +12%
BCBS - Anthem Commercial|Connection EPO $3,631.00 ↑ +27%
Kaiser Medicaid|All Plans $3,748.22 ↑ +32%
Prison Healthcare Medicaid|All Plans $4,037.93 ↑ +42%
BCBS - Anthem Commercial|All Other Plans $4,539.00 ↑ +59%
Health Net Commercial|EPPO $4,599.00 ↑ +61%
Aetna Commercial|PPO $5,002.00 ↑ +76%
Aetna Commercial|HMO $5,002.00 ↑ +76%
Aetna Commercial|All Other Plans $5,002.00 ↑ +76%
BCBS - Anthem Commercial|MCS $6,582.00 ↑ +131%
Healthsmart Commercial|All Plans $6,582.24 ↑ +131%
First Health Commercial|All Plans $6,856.50 ↑ +141%
Kaiser Commercial|All Plans $7,222.18 ↑ +153%
MultiPlan Commercial|All Plans $7,313.60 ↑ +157%
Sutter Health Commercial|All Plans $7,313.60 ↑ +157%
Health Net Commercial|FFS $8,480.00 ↑ +198%
United Commercial|Non-Options PPO $9,142.00 ↑ +221%

Visitor-reported prices

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Exchange nephrostomy cath at other California hospitals

Hospital City Cash price Negotiated range
Methodist Hospital of Sacramento Sacramento $3,765.03 $99.28 – $7,587.86
St. John's Camarillo Hospital Camarillo $1,049.45 $646.92 – $4,655.74
Arroyo Grande Hospital Santa Maria $3,299.46 $434.37 – $6,497.40
French Hospital San Luis Obispo $2,931.38 $434.37 – $6,497.40
Mercy Hospitals – Bakersfield Bakersfield $2,505.00 $434.47 – $3,600.80
Bakersfield Memorial Hospital Bakersfield $1,850.05 $434.47 – $3,555.79
Queen of The Valley Medical Center Napa $3,882.12 $2,968.05 – $9,858.00
Providence St Joseph Hospital Eureka Eureka $5,978.73 $2,688.58 – $9,858.00

All California hospitals for this procedure →