Exchange nephrostomy cath at Queen of The Valley Medical Center

1000 Trancas St, Napa, CA · Providence · · NPI 1013080084

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 11, 2026

$3,882.12

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$7,612.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2,968.05 with Aetna vs $9,858.00 with Healthnet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Managed Care Plan $2,968.05 ↓ -24%
Unitedhealthcare Select/Navigate Hmo $4,316.00 ↑ +11%
Unitedhealthcare All Commercial Plans $4,800.00 ↑ +24%
Blue Shield Epn Exchange $5,592.00 ↑ +44%
Blue Cross Epo Exchange $6,200.00 ↑ +60%
Blue Shield Hmo/Pos/Ppo $6,812.00 ↑ +75%
Blue Cross Nonmcs All Commercial Plans $7,480.00 ↑ +93%
Aetna All Commercial Plans $8,621.00 ↑ +122%
Blue Cross Mcs Ppo $8,976.00 ↑ +131%
Healthnet Hmo/Pos/Ppo $9,858.00 ↑ +154%

Visitor-reported prices

visitor-reported
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Exchange nephrostomy cath at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $1,049.45 $646.92 – $4,655.74
Arroyo Grande Hospital Santa Maria $3,299.46 $434.37 – $6,497.40
French Hospital San Luis Obispo $2,931.38 $434.37 – $6,497.40
Mercy Hospitals – Bakersfield Bakersfield $2,505.00 $434.47 – $3,600.80
Bakersfield Memorial Hospital Bakersfield $1,850.05 $434.47 – $3,555.79
Providence St Joseph Hospital Eureka Eureka $5,978.73 $2,688.58 – $9,858.00
St. Joseph's Medical Center Stockton Stockton $1,270.97 $283.71 – $1,351.00
Santa Rosa Memorial Hospital Santa Rosa $2,516.34 $2,238.00 – $4,042.00

All California hospitals for this procedure →