Electrophysiology evaluation at Mercy General Hospital

4001 J St., Sacramento, CA · CommonSpirit Health · · NPI 1487694857

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$3,121.33

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$14,318.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$802.51 with United vs $49,274.00 with Blue Shield CA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|< 21 $802.51 ↓ -74%
United Medicaid|> 21 $802.51 ↓ -74%
Molina Medicaid|All Plans $1,314.76 ↓ -58%
Hill Physicians Medicaid|All Plans $1,399.49 ↓ -55%
BCBS - Anthem Medicaid|All Plans $1,905.95 ↓ -39%
California Health & Wellness Medicaid|All Plans $2,951.64 ↓ -5%
Health Net Medicaid|All Plans $2,951.64 ↓ -5%
Partnership Health Plan Medicaid|All Plans $4,313.47 ↑ +38%
Western Health Advantage Commercial|All Plans $5,011.30 ↑ +61%
Kaiser Medicaid|All Plans $5,870.38 ↑ +88%
Healthsmart Commercial|All Plans $10,308.96 ↑ +230%
First Health Commercial|All Plans $10,738.50 ↑ +244%
Kaiser Commercial|All Plans $11,311.22 ↑ +262%
MultiPlan Commercial|All Plans $11,454.40 ↑ +267%
Sutter Health Commercial|All Plans $11,454.40 ↑ +267%
United Commercial|HMO $11,514.00 ↑ +269%
BCBS - Anthem Commercial|Connection EPO $13,595.00 ↑ +336%
United Commercial|Non-Options PPO $14,318.00 ↑ +359%
BCBS - Anthem Commercial|All Other Plans $16,994.00 ↑ +444%
Aetna Commercial|All Other Plans $17,030.00 ↑ +446%
Aetna Commercial|PPO $17,030.00 ↑ +446%
Aetna Commercial|HMO $17,030.00 ↑ +446%
Health Net Commercial|EPPO $22,463.00 ↑ +620%
United Commercial|All Other Plans $23,178.00 ↑ +643%
BCBS - Anthem Commercial|MCS $24,641.00 ↑ +689%
Blue Shield CA Commercial|ACO Trio CalPers $31,410.00 ↑ +906%
Blue Shield CA Commercial|Exchange $32,157.00 ↑ +930%
Health Net Commercial|FFS $43,051.00 ↑ +1279%
Blue Shield CA Commercial|HMO $45,268.00 ↑ +1350%
Blue Shield CA Commercial|CalPers $49,024.00 ↑ +1471%
Blue Shield CA Commercial|All Other Plans $49,274.00 ↑ +1479%

Visitor-reported prices

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Electrophysiology evaluation at other California hospitals

Hospital City Cash price Negotiated range
Methodist Hospital of Sacramento Sacramento $4,123.59 $802.51 – $11,883.94
St. John's Camarillo Hospital Camarillo $6,882.74 $987.09 – $12,256.92
Arroyo Grande Hospital Santa Maria $439.13 $513.00 – $1,026.00
French Hospital San Luis Obispo $402.20 $277.02 – $1,026.00
Bakersfield Memorial Hospital Bakersfield $1,171.47 $802.51 – $3,192.00
Queen of The Valley Medical Center Napa $4,485.45 $2,747.00 – $19,158.00
St. Joseph's Medical Center Stockton Stockton $1,279.20 $802.51 – $3,567.82
Santa Rosa Memorial Hospital Santa Rosa $13,014.18 $1,716.00 – $25,815.00

All California hospitals for this procedure →