Culture fungi skin/hair/nail at Mercy General Hospital

4001 J St., Sacramento, CA · CommonSpirit Health · · NPI 1487694857

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$41.21

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$189.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$6.85 with Partnership Health Plan vs $189.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Partnership Health Plan Medicaid|All Plans $6.85 ↓ -83%
BCBS - Anthem Medicare|All Other Plans $7.27 ↓ -82%
Hill Physicians Commercial|All Plans $7.71 ↓ -81%
Aetna Medicare|All Plans $7.71 ↓ -81%
United Medicare|All Plans $7.71 ↓ -81%
Hill Physicians Medicare|All Plans $7.71 ↓ -81%
Molina Medicare|All Plans $7.71 ↓ -81%
Blue Shield CA Medicare|PPO $7.71 ↓ -81%
Humana Commercial|All Plans $7.71 ↓ -81%
Blue Shield CA Medicare|HMO $7.71 ↓ -81%
Kaiser Medicare|All Plans $7.71 ↓ -81%
BCBS - Anthem Medicare|Imperial $7.94 ↓ -81%
BrightHealth Commercial|All Plans $8.48 ↓ -79%
United Commercial|Non-Options PPO $9.25 ↓ -78%
United Commercial|All Other Plans $9.25 ↓ -78%
United Commercial|HMO $9.25 ↓ -78%
United Medicaid|< 21 $9.83 ↓ -76%
United Medicaid|> 21 $9.83 ↓ -76%
Hill Physicians Medicaid|All Plans $10.81 ↓ -74%
Prison Healthcare Medicaid|All Plans $11.56 ↓ -72%
Molina Medicaid|All Plans $12.88 ↓ -69%
BCBS - Anthem Medicaid|All Plans $14.44 ↓ -65%
Cigna Commercial|LocalPlus $17.07 ↓ -59%
Cigna Commercial|All Other Plans $22.76 ↓ -45%
Health Net Medicaid|All Plans $22.81 ↓ -45%
California Health & Wellness Medicaid|All Plans $22.81 ↓ -45%
Aetna Commercial|All Other Plans $28.18 ↓ -32%
Aetna Commercial|PPO $28.18 ↓ -32%
Aetna Commercial|HMO $28.18 ↓ -32%
Western Health Advantage Commercial|All Plans $66.15 ↑ +61%
Kaiser Medicaid|All Plans $77.49 ↑ +88%
Blue Shield CA Commercial|ACO Trio CalPers $88.83 ↑ +116%
Blue Shield CA Commercial|Exchange $94.50 ↑ +129%
BCBS - Anthem Commercial|Connection EPO $109.23 ↑ +165%
Blue Shield CA Commercial|HMO $128.52 ↑ +212%
Healthsmart Commercial|All Plans $136.08 ↑ +230%
BCBS - Anthem Commercial|All Other Plans $136.48 ↑ +231%
Blue Shield CA Commercial|All Other Plans $137.97 ↑ +235%
Blue Shield CA Commercial|CalPers $137.97 ↑ +235%
First Health Commercial|All Plans $141.75 ↑ +244%
Kaiser Commercial|All Plans $149.31 ↑ +262%
MultiPlan Commercial|All Plans $151.20 ↑ +267%
Sutter Health Commercial|All Plans $151.20 ↑ +267%
BCBS - Anthem Commercial|MCS $189.00 ↑ +359%

Visitor-reported prices

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Culture fungi skin/hair/nail at other California hospitals

Hospital City Cash price Negotiated range
Methodist Hospital of Sacramento Sacramento $54.44 $6.85 – $156.87
St. John's Camarillo Hospital Camarillo $65.27 $7.71 – $116.22
Banner Lassen Medical Center Susanville $5.02 $1.54 – $11.30
Petaluma Valley Hospital Petaluma $109.14 $7.56 – $62.93
Arroyo Grande Hospital Santa Maria $289.33 $7.71 – $26.46
French Hospital San Luis Obispo $265.00 $7.29 – $26.46
Mercy Hospitals – Bakersfield Bakersfield $72.35 $7.71 – $22.15
Bakersfield Memorial Hospital Bakersfield $71.57 $7.71 – $22.15

All California hospitals for this procedure →