Brain MRI (without contrast) at Mercy General Hospital

4001 J St., Sacramento, CA · CommonSpirit Health · · NPI 1487694857

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,236.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,672.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$145.45 with Hill Physicians vs $7,195.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Hill Physicians Commercial|All Plans $145.45 ↓ -88%
Hill Physicians Medicare|All Plans $234.38 ↓ -81%
United Medicaid|< 21 $272.77 ↓ -78%
United Medicaid|> 21 $272.77 ↓ -78%
BCBS - Anthem Medicare|All Other Plans $299.53 ↓ -76%
Hill Physicians Medicaid|All Plans $300.05 ↓ -76%
Kaiser Medicare|All Plans $317.64 ↓ -74%
Blue Shield CA Medicare|HMO $317.64 ↓ -74%
Humana Commercial|All Plans $317.64 ↓ -74%
Molina Medicare|All Plans $317.64 ↓ -74%
United Medicare|All Plans $317.64 ↓ -74%
Blue Shield CA Medicare|PPO $317.64 ↓ -74%
Aetna Medicare|All Plans $317.64 ↓ -74%
BCBS - Anthem Medicare|Imperial $327.17 ↓ -74%
BrightHealth Commercial|All Plans $349.40 ↓ -72%
Molina Medicaid|All Plans $357.50 ↓ -71%
Prison Healthcare Medicaid|All Plans $476.46 ↓ -61%
United Commercial|All Other Plans $517.79 ↓ -58%
United Commercial|HMO $517.79 ↓ -58%
United Commercial|Non-Options PPO $517.79 ↓ -58%
California Health & Wellness Medicaid|All Plans $632.83 ↓ -49%
Health Net Medicaid|All Plans $632.83 ↓ -49%
Partnership Health Plan Medicaid|All Plans $1,172.89 ↓ -5%
Aetna Commercial|HMO $1,257.26 ↑ +2%
Aetna Commercial|All Other Plans $1,257.26 ↑ +2%
Aetna Commercial|PPO $1,257.26 ↑ +2%
BCBS - Anthem Medicaid|All Plans $1,389.34 ↑ +12%
Western Health Advantage Commercial|All Plans $1,985.20 ↑ +61%
Kaiser Medicaid|All Plans $2,325.52 ↑ +88%
BCBS - Anthem Commercial|Connection EPO $3,300.00 ↑ +167%
Healthsmart Commercial|All Plans $4,083.84 ↑ +230%
BCBS - Anthem Commercial|All Other Plans $4,125.00 ↑ +234%
First Health Commercial|All Plans $4,254.00 ↑ +244%
Kaiser Commercial|All Plans $4,480.88 ↑ +262%
Sutter Health Commercial|All Plans $4,537.60 ↑ +267%
MultiPlan Commercial|All Plans $4,537.60 ↑ +267%
Cigna Commercial|LocalPlus $5,397.00 ↑ +336%
BCBS - Anthem Commercial|MCS $5,981.00 ↑ +384%
Cigna Commercial|All Other Plans $7,195.00 ↑ +482%

Visitor-reported prices

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Brain MRI (without contrast) at other California hospitals

Hospital City Cash price Negotiated range
Methodist Hospital of Sacramento Sacramento $1,633.54 $145.45 – $5,397.00
St. John's Camarillo Hospital Camarillo $2,534.27 $307.13 – $4,513.08
Banner Lassen Medical Center Susanville $2,251.15 $48.34 – $3,771.36
Petaluma Valley Hospital Petaluma $4,455.87 $321.54 – $2,585.29
Arroyo Grande Hospital Santa Maria $4,188.41 $272.77 – $7,576.38
Mark Twain Medical Center San Andreas $7,599.73 $272.77 – $2,907.66
French Hospital San Luis Obispo $3,337.10 $264.33 – $2,111.00
Mercy Hospitals – Bakersfield Bakersfield $2,198.92 $272.77 – $4,741.60

All California hospitals for this procedure →