Brain MRI (without contrast) at Arroyo Grande Hospital
1400 E Church St, Santa Maria, CA · CommonSpirit Health · · NPI 1760510937
$4,188.41
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$9,786.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$272.77 with Partnership Health Plan vs $7,576.38 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Partnership Health Plan | Medicaid|< 21 | $272.77 | ↓ -93% |
| Partnership Health Plan | Medicaid|> 21 | $272.77 | ↓ -93% |
| CenCal | Medicaid|< 21 | $283.78 | ↓ -93% |
| CenCal | Medicaid|> 21 | $283.78 | ↓ -93% |
| MHS Hospice | Commercial|All Plans | $284.30 | ↓ -93% |
| Kaiser | Medicare|All Plans | $307.13 | ↓ -93% |
| United | Medicare|All Plans | $307.13 | ↓ -93% |
| Alignment | Medicare|All Plans | $307.13 | ↓ -93% |
| Humana | Medicare|All Plans | $307.13 | ↓ -93% |
| Scan Health Plan | Medicare|All Plans | $307.13 | ↓ -93% |
| BCBS - Anthem | Medicare|All Plans | $307.13 | ↓ -93% |
| Aetna | Medicare|All Plans | $307.13 | ↓ -93% |
| Health Net | Medicaid|< 21 | $412.68 | ↓ -90% |
| Health Net | Medicaid|> 21 | $412.68 | ↓ -90% |
| United | Commercial|Options PPO | $517.79 | ↓ -88% |
| United | Commercial|All Other Plans | $517.79 | ↓ -88% |
| United | Commercial|HMO | $517.79 | ↓ -88% |
| United | Commercial|Non-Options PPO | $517.79 | ↓ -88% |
| Aetna | Commercial|HMO | $1,978.85 | ↓ -53% |
| Aetna | Commercial|PPO | $1,978.85 | ↓ -53% |
| Aetna | Commercial|All Other Plans | $1,978.85 | ↓ -53% |
| BCBS - Anthem | Commercial|Non-MCS | $2,036.00 | ↓ -51% |
| Cigna | Commercial|All Other Plans | $2,096.00 | ↓ -50% |
| Cigna | Commercial|PPO | $2,096.00 | ↓ -50% |
| BCBS - Anthem | Commercial|MCS | $2,728.00 | ↓ -35% |
| Western Growers | Commercial|All Plans | $3,865.50 | ↓ -8% |
| Kaiser | Commercial|All Plans | $4,870.53 | ↑ +16% |
| First Health | Commercial|All Plans | $6,494.04 | ↑ +55% |
| Healthsmart | Commercial|All Plans | $7,112.52 | ↑ +70% |
| MultiPlan | Commercial|All Plans | $7,576.38 | ↑ +81% |
Visitor-reported prices
Comments
Brain MRI (without contrast) at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. John's Camarillo Hospital | Camarillo | $2,534.27 | $307.13 – $4,513.08 |
| Banner Lassen Medical Center | Susanville | $2,251.15 | $48.34 – $3,771.36 |
| Petaluma Valley Hospital | Petaluma | $4,455.87 | $321.54 – $2,585.29 |
| Mark Twain Medical Center | San Andreas | $7,599.73 | $272.77 – $2,907.66 |
| French Hospital | San Luis Obispo | $3,337.10 | $264.33 – $2,111.00 |
| Mercy Hospitals – Bakersfield | Bakersfield | $2,198.92 | $272.77 – $4,741.60 |
| Bakersfield Memorial Hospital | Bakersfield | $2,175.21 | $272.77 – $4,682.33 |
| Queen of The Valley Medical Center | Napa | $3,483.81 | $338.78 – $3,267.16 |