Allograft umbilical epicord 15 sq cm-q4187-cost per sq cm at Mercy General Hospital

4001 J St., Sacramento, CA · CommonSpirit Health · · NPI 1487694857

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$3,846.61

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$17,645.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$223.73 with United vs $7,623.75 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|< 21 $223.73 ↓ -94%
United Medicaid|> 21 $223.73 ↓ -94%
Partnership Health Plan Medicaid|All Plans $223.73 ↓ -94%
Hill Physicians Medicaid|All Plans $246.10 ↓ -94%
Hill Physicians Commercial|All Plans $261.84 ↓ -93%
Blue Shield CA Commercial|All Other Plans $323.08 ↓ -92%
Blue Shield CA Commercial|CalPers $323.08 ↓ -92%
Blue Shield CA Commercial|ACO Trio CalPers $323.08 ↓ -92%
Blue Shield CA Commercial|HMO $323.08 ↓ -92%
Blue Shield CA Commercial|Exchange $323.08 ↓ -92%
Health Net Commercial|EPPO $344.20 ↓ -91%
United Commercial|Non-Options PPO $369.15 ↓ -90%
United Commercial|HMO $400.50 ↓ -90%
United Commercial|All Other Plans $400.50 ↓ -90%
Molina Medicaid|All Plans $420.61 ↓ -89%
BCBS - Anthem Medicaid|All Plans $425.09 ↓ -89%
Health Net Commercial|FFS $432.93 ↓ -89%
California Health & Wellness Medicaid|All Plans $519.05 ↓ -87%
Health Net Medicaid|All Plans $519.05 ↓ -87%
Cigna Commercial|LocalPlus $574.57 ↓ -85%
Cigna Commercial|All Other Plans $766.26 ↓ -80%
Kaiser Medicare|All Plans $1,845.75 ↓ -52%
Kaiser Medicaid|All Plans $1,845.75 ↓ -52%
Kaiser Commercial|All Plans $1,845.75 ↓ -52%
Western Health Advantage Commercial|All Plans $5,216.25 ↑ +36%
Healthsmart Commercial|All Plans $5,778.00 ↑ +50%
First Health Commercial|All Plans $6,018.75 ↑ +56%
BCBS - Anthem Commercial|Connection EPO $6,099.00 ↑ +59%
Sutter Health Commercial|All Plans $6,420.00 ↑ +67%
MultiPlan Commercial|All Plans $6,420.00 ↑ +67%
Aetna Commercial|PPO $7,142.25 ↑ +86%
Aetna Commercial|All Other Plans $7,142.25 ↑ +86%
Aetna Commercial|HMO $7,142.25 ↑ +86%
BCBS - Anthem Commercial|All Other Plans $7,623.75 ↑ +98%
BCBS - Anthem Commercial|MCS $7,623.75 ↑ +98%

Visitor-reported prices

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Allograft umbilical epicord 15 sq cm-q4187-cost per sq cm at other California hospitals

Hospital City Cash price Negotiated range
Methodist Hospital of Sacramento Sacramento $5,081.76 $223.73 – $7,222.50
Petaluma Valley Hospital Petaluma $10,064.32 $167.70 – $593.00
Arroyo Grande Hospital Santa Maria $6,012.98 $223.73 – $6,262.20
French Hospital San Luis Obispo $5,507.21 $223.73 – $6,262.20
Mercy Hospitals – Bakersfield Bakersfield $5,791.31 $200.31 – $14,049.00
Bakersfield Memorial Hospital Bakersfield $5,728.87 $223.73 – $6,887.00
Queen of The Valley Medical Center Napa $8,359.61 $176.69 – $1,727.00
Providence St Joseph Hospital Eureka Eureka $4,737.11 $160.06 – $1,802.00

All California hospitals for this procedure →