Breast punct aspir cyst, bil at St. Elizabeth Community Hospital

2550 Sister Mary Columba Dr, Red Bluff, CA · CommonSpirit Health · · NPI 1083732853

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$192.72

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$330.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$71.79 with BCBS - Anthem vs $330.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS - Anthem Medicaid|All Plans $71.79 ↓ -63%
California Health & Wellness Medicaid|All Plans $125.33 ↓ -35%
BCBS - Anthem Commercial|Exchange $165.00 ↓ -14%
Blue Shield CA Commercial|Exchange $184.80 ↓ -4%
BCBS - Anthem Commercial|All Other Plans $204.60 ↑ +6%
Partnership Health Plan Medicaid|All Plans $215.88 ↑ +12%
Aetna Commercial|HMO $231.00 ↑ +20%
Aetna Commercial|PPO $231.00 ↑ +20%
Aetna Commercial|All Other Plans $231.00 ↑ +20%
Cigna Commercial|All Other Plans $240.90 ↑ +25%
Cigna Commercial|PPO $240.90 ↑ +25%
Blue Shield CA Commercial|All Other Plans $240.90 ↑ +25%
United Commercial|All Other Plans $297.00 ↑ +54%
United Commercial|HMO $306.90 ↑ +59%
MultiPlan Commercial|All Plans $323.40 ↑ +68%
Coventry Commercial|All Plans $323.40 ↑ +68%
Health Net Commercial|All Plans $323.40 ↑ +68%
Blue Shield CA Medicare|All Plans $330.00 ↑ +71%
Humana Medicare|All Plans $330.00 ↑ +71%
Health Net Medicare|All Plans $330.00 ↑ +71%
Aetna Medicare|All Plans $330.00 ↑ +71%
Kaiser Medicare|All Plans $330.00 ↑ +71%
United Medicare|All Plans $330.00 ↑ +71%
BCBS - Anthem Medicare|All Plans $330.00 ↑ +71%

Visitor-reported prices

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Breast punct aspir cyst, bil at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $1,174.72 $49.40 – $2,091.96
Petaluma Valley Hospital Petaluma $952.17 $593.00 – $2,695.00
Arroyo Grande Hospital Santa Maria $1,001.10 $40.16 – $1,672.86
Mark Twain Medical Center San Andreas $1,021.65 $32.08 – $121.52
French Hospital San Luis Obispo $807.13 $40.16 – $1,949.22
Mercy Hospitals – Bakersfield Bakersfield $963.86 $40.16 – $1,836.80
Bakersfield Memorial Hospital Bakersfield $953.47 $40.16 – $1,813.84
Queen of The Valley Medical Center Napa $1,049.07 $1,005.45 – $6,200.00

All California hospitals for this procedure →