Neck (Cervical Spine) MRI (with contrast) at Mercy Medical Center Mt. Shasta

914 Pine St, Mt Shasta, CA · CommonSpirit Health · · NPI 1518085430

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$4,415.15

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,675.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$861.85 with California Health & Wellness vs $5,561.50 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
California Health & Wellness Medicaid|All Plans $861.85 ↓ -80%
BCBS - Anthem Medicaid|All Plans $1,332.35 ↓ -70%
Health Net Medicare|All Plans $1,362.00 ↓ -69%
Aetna Medicare|All Plans $1,362.00 ↓ -69%
United Medicare|All Plans $1,362.00 ↓ -69%
Humana Medicare|All Plans $1,362.00 ↓ -69%
Kaiser Medicare|All Plans $1,362.00 ↓ -69%
BCBS - Anthem Medicare|All Plans $1,362.00 ↓ -69%
Blue Shield CA Medicare|All Plans $1,362.00 ↓ -69%
Partnership Health Plan Medicaid|All Plans $1,669.35 ↓ -62%
BCBS - Anthem Commercial|Exchange $3,859.00 ↓ -13%
Cigna Commercial|PPO $4,653.50 ↑ +5%
Cigna Commercial|All Other Plans $4,653.50 ↑ +5%
BCBS - Anthem Commercial|All Other Plans $4,767.00 ↑ +8%
United Commercial|HMO $4,880.50 ↑ +11%
Aetna Commercial|PPO $4,937.25 ↑ +12%
Aetna Commercial|All Other Plans $4,937.25 ↑ +12%
Aetna Commercial|HMO $4,937.25 ↑ +12%
United Commercial|All Other Plans $4,994.00 ↑ +13%
Health Net Commercial|All Plans $5,277.75 ↑ +20%
Coventry Commercial|All Plans $5,561.50 ↑ +26%
MultiPlan Commercial|All Plans $5,561.50 ↑ +26%

Visitor-reported prices

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Neck (Cervical Spine) MRI (with contrast) at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $1,682.36 $453.77 – $2,995.98
Banner Lassen Medical Center Susanville $1,725.58 $71.43 – $2,946.86
Petaluma Valley Hospital Petaluma $5,049.51 $470.15 – $3,104.08
Arroyo Grande Hospital Santa Maria $3,037.09 $388.22 – $5,297.88
Mark Twain Medical Center San Andreas $7,567.10 $388.22 – $3,202.64
French Hospital San Luis Obispo $2,207.75 $388.22 – $2,111.00
Mercy Hospitals – Bakersfield Bakersfield $2,321.72 $388.22 – $5,006.40
Bakersfield Memorial Hospital Bakersfield $2,296.69 $388.22 – $4,943.82

All California hospitals for this procedure →