Neck (Cervical Spine) MRI (with contrast) at French Hospital
1911 Johnson Ave, San Luis Obispo, CA · CommonSpirit Health · · NPI 1881760452
$2,207.75
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$5,632.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$388.22 with BCBS - Anthem vs $2,474.00 with BCBS - Anthem — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BCBS - Anthem | Medicaid|All Plans | $388.22 | ↓ -82% |
| Partnership Health Plan | Medicaid|> 21 | $388.22 | ↓ -82% |
| Partnership Health Plan | Medicaid|< 21 | $388.22 | ↓ -82% |
| Molina | Medicaid|< 21 | $388.22 | ↓ -82% |
| Molina | Medicaid|> 21 | $388.22 | ↓ -82% |
| CenCal | Medicaid|> 21 | $406.14 | ↓ -82% |
| CenCal | Medicaid|< 21 | $406.14 | ↓ -82% |
| MHS Hospice | Commercial|All Plans | $446.12 | ↓ -80% |
| United | Medicare|All Plans | $453.77 | ↓ -79% |
| Blue Shield CA | Medicare|All Plans | $453.77 | ↓ -79% |
| Humana | Medicare|All Plans | $453.77 | ↓ -79% |
| Humana | Commercial|All Plans | $453.77 | ↓ -79% |
| Alignment | Medicare|All Plans | $453.77 | ↓ -79% |
| Health Net | Medicare|All Plans | $453.77 | ↓ -79% |
| Aetna | Medicare|All Plans | $453.77 | ↓ -79% |
| BCBS - Anthem | Medicare|All Plans | $453.77 | ↓ -79% |
| Kaiser | Medicare|All Plans | $453.77 | ↓ -79% |
| MHS HSPCC | Commercial|All Plans | $456.03 | ↓ -79% |
| Health Net | Medicaid|> 21 | $477.51 | ↓ -78% |
| Health Net | Medicaid|< 21 | $477.51 | ↓ -78% |
| United | Commercial|HMO | $828.27 | ↓ -62% |
| United | Commercial|All Other Plans | $828.27 | ↓ -62% |
| United | Commercial|Non-Options PPO | $828.27 | ↓ -62% |
| Western Growers | Commercial|All Plans | $844.50 | ↓ -62% |
| Health Net | Commercial|FFS | $945.84 | ↓ -57% |
| Kaiser | Commercial|All Plans | $1,047.18 | ↓ -53% |
| Healthsmart | Commercial|All Plans | $1,435.65 | ↓ -35% |
| First Health | Commercial|All Plans | $1,435.65 | ↓ -35% |
| MultiPlan | Commercial|All Plans | $1,655.22 | ↓ -25% |
| Aetna | Commercial|Non-Gatekeeper | $1,689.00 | ↓ -23% |
| Aetna | Commercial|Gatekeeper | $1,689.00 | ↓ -23% |
| Cigna | Commercial|All Other Plans | $2,111.00 | ↓ -4% |
| Cigna | Commercial|PPO | $2,111.00 | ↓ -4% |
| BCBS - Anthem | Commercial|MCS | $2,422.00 | ↑ +10% |
| BCBS - Anthem | Commercial|Non-MCS | $2,474.00 | ↑ +12% |
Visitor-reported prices
Comments
Neck (Cervical Spine) MRI (with contrast) at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. John's Camarillo Hospital | Camarillo | $1,682.36 | $453.77 – $2,995.98 |
| Banner Lassen Medical Center | Susanville | $1,725.58 | $71.43 – $2,946.86 |
| Petaluma Valley Hospital | Petaluma | $5,049.51 | $470.15 – $3,104.08 |
| Arroyo Grande Hospital | Santa Maria | $3,037.09 | $388.22 – $5,297.88 |
| Mark Twain Medical Center | San Andreas | $7,567.10 | $388.22 – $3,202.64 |
| Mercy Hospitals – Bakersfield | Bakersfield | $2,321.72 | $388.22 – $5,006.40 |
| Bakersfield Memorial Hospital | Bakersfield | $2,296.69 | $388.22 – $4,943.82 |
| Queen of The Valley Medical Center | Napa | $8,480.79 | $495.35 – $3,922.79 |