CT heart w/evaluation of calcium without contrast at Providence Mission Hospital - Mission Viejo

27700 Medical Center Rd, Mission Viejo, CA · Providence · · NPI 1003956913

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 11, 2026

$95.52

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$199.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$95.14 with Providence vs $551.67 with Blue Cross — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Providence Oscar All Commercial Plans $95.14 ↓ -0%
Aetna Medicare Managed Care Plan $111.93 ↑ +17%
Blue Cross Anthem Vivity City Of La Other Commercial Plan $117.27 ↑ +23%
Unitedhealthcare All Commercial Plans $127.70 ↑ +34%
Unitedhealthcare Select/Navigate Hmo $127.70 ↑ +34%
Blue Cross Anthem Vivity Non City Of La Other Commercial Plan $132.07 ↑ +38%
Healthnet Ambetter Hmo $207.07 ↑ +117%
Aetna Gatekeeper Hmo $265.26 ↑ +178%
Blue Cross Anthem Non-Mcs (Ind1, Ncx1, Ncx3) All Commercial Plans $459.72 ↑ +381%
Blue Cross Anthem Mcs (Indx) All Commercial Plans $551.67 ↑ +478%

Visitor-reported prices

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CT heart w/evaluation of calcium without contrast at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $196.67 $111.88 – $350.22
Arroyo Grande Hospital Santa Maria $266.65 $81.33 – $561.54
French Hospital San Luis Obispo $212.47 $62.10 – $225.40
Mercy Hospitals – Bakersfield Bakersfield $66.41 $81.33 – $179.00
Bakersfield Memorial Hospital Bakersfield $65.70 $81.33 – $179.00
Queen of The Valley Medical Center Napa $486.03 $123.56 – $351.98
Providence St Joseph Hospital Eureka Eureka $512.04 $111.93 – $384.90
St. Joseph's Medical Center Stockton Stockton $1,255.68 $81.33 – $824.10

All California hospitals for this procedure →