Conversion ext bil drg cath at Providence Mission Hospital - Mission Viejo

27700 Medical Center Rd, Mission Viejo, CA · Providence · · NPI 1003956913

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 11, 2026

$3,536.64

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$7,368.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3,914.24 with Providence vs $10,925.00 with Blue Shield — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Providence Oscar All Commercial Plans $3,914.24 ↑ +11%
Aetna Gatekeeper Hmo $4,114.00 ↑ +16%
Aetna Medicare Managed Care Plan $4,604.99 ↑ +30%
Blue Cross Anthem Vivity City Of La Other Commercial Plan $4,824.55 ↑ +36%
Blue Cross Anthem Non-Mcs (Ind1, Ncx1, Ncx3) All Commercial Plans $5,357.00 ↑ +51%
Blue Cross Anthem Vivity Non City Of La Other Commercial Plan $5,433.82 ↑ +54%
Blue Cross Anthem Mcs (Indx) All Commercial Plans $6,428.00 ↑ +82%
Unitedhealthcare Select/Navigate Hmo $7,883.00 ↑ +123%
Blue Shield Epn Exchange $7,908.00 ↑ +124%
Healthnet Ambetter Hmo $8,519.24 ↑ +141%
Unitedhealthcare All Commercial Plans $8,704.00 ↑ +146%
Blue Shield Tandem Ppo $9,826.00 ↑ +178%
Healthnet Hmo/Pos/Ppo $9,990.00 ↑ +182%
Blue Shield Hmo/Ppo $10,925.00 ↑ +209%

Visitor-reported prices

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Conversion ext bil drg cath at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $3,075.64 $1,534.87 – $8,890.24
Petaluma Valley Hospital Petaluma $7,210.38 $2,937.00 – $11,185.00
Arroyo Grande Hospital Santa Maria $2,524.35 $1,014.52 – $5,780.04
French Hospital San Luis Obispo $2,312.02 $1,014.52 – $5,780.04
Mercy Hospitals – Bakersfield Bakersfield $2,054.60 $1,014.52 – $4,484.02
Bakersfield Memorial Hospital Bakersfield $1,693.71 $1,014.52 – $4,484.02
Queen of The Valley Medical Center Napa $7,805.04 $5,083.67 – $17,909.00
Providence St Joseph Hospital Eureka Eureka $6,970.68 $4,604.99 – $17,611.00

All California hospitals for this procedure →