Conversion ext bil drg cath at Mercy Hospitals – Bakersfield

2215 Truxtun Ave., Bakersfield, CA · CommonSpirit Health · · NPI 1104981661

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$2,054.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,538.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,014.52 with Care 1st vs $10,044.20 with Kaiser — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Care 1st Medicaid|< 21 $1,014.52 ↓ -51%
Care 1st Medicaid|> 21 $1,014.52 ↓ -51%
LA Care Medicaid|> 21 $1,014.52 ↓ -51%
BCBS - Anthem Medicaid|< 21 $1,014.52 ↓ -51%
LA Care Medicaid|< 21 $1,014.52 ↓ -51%
BCBS - Anthem Medicaid|> 21 $1,014.52 ↓ -51%
Partnership Health Plan Medicaid|< 21 $1,014.52 ↓ -51%
Partnership Health Plan Medicaid|> 21 $1,014.52 ↓ -51%
Kaiser Medicaid|> 21 $1,014.52 ↓ -51%
Kaiser Medicaid|< 21 $1,014.52 ↓ -51%
Molina Medicaid|< 21 $1,014.52 ↓ -51%
Molina Medicaid|> 21 $1,014.52 ↓ -51%
Kern Health System Medicaid|> 21 $1,425.40 ↓ -31%
Kern Health System Medicaid|< 21 $1,425.40 ↓ -31%
Health Net Medicaid|GemCare $2,444.99 ↑ +19%
Western Growers Commercial|All Plans $3,045.90 ↑ +48%
BCBS - Anthem Commercial|Exchange $3,185.00 ↑ +55%
Health Net Medicaid|Non-GemCare $3,307.34 ↑ +61%
CHN Sun View Commercial|All Plans $3,599.70 ↑ +75%
First Health Commercial|All Plans $3,876.60 ↑ +89%
Healthsmart Commercial|All Plans $4,208.88 ↑ +105%
United Commercial|All Other Plans $4,319.64 ↑ +110%
United Commercial|Options PPO $4,319.64 ↑ +110%
BCBS - Anthem Commercial|All Other Plans $4,363.00 ↑ +112%
United Commercial|Non-Options PPO $4,375.02 ↑ +113%
Blue Shield CA Commercial|Exchange $4,426.00 ↑ +115%
MultiPlan Commercial|All Plans $4,430.40 ↑ +116%
Kaiser Medicare|All Plans $4,484.02 ↑ +118%
Blue Shield CA Medicare|All Plans $4,484.02 ↑ +118%
Humana Medicare|All Plans $4,484.02 ↑ +118%
BCBS - Anthem Medicare|All Plans $4,484.02 ↑ +118%
United Medicare|All Plans $4,484.02 ↑ +118%
HPN Medicare|All Plans $4,484.02 ↑ +118%
Aetna Medicare|All Plans $4,484.02 ↑ +118%
Aetna Commercial|HMO $4,911.00 ↑ +139%
HPN Commercial|All Plans $4,932.42 ↑ +140%
Aetna Commercial|PPO $5,153.00 ↑ +151%
United Commercial|HMO $5,205.72 ↑ +153%
BCBS - Anthem Commercial|MCS $5,890.00 ↑ +187%
Blue Shield CA Commercial|All Other Plans $7,065.00 ↑ +244%
Kaiser Commercial|All Plans $10,044.20 ↑ +389%

Visitor-reported prices

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Conversion ext bil drg cath at other California hospitals

Hospital City Cash price Negotiated range
Bakersfield Memorial Hospital Bakersfield $1,693.71 $1,014.52 – $4,484.02
St. John's Camarillo Hospital Camarillo $3,075.64 $1,534.87 – $8,890.24
Petaluma Valley Hospital Petaluma $7,210.38 $2,937.00 – $11,185.00
Arroyo Grande Hospital Santa Maria $2,524.35 $1,014.52 – $5,780.04
French Hospital San Luis Obispo $2,312.02 $1,014.52 – $5,780.04
Queen of The Valley Medical Center Napa $7,805.04 $5,083.67 – $17,909.00
Providence St Joseph Hospital Eureka Eureka $6,970.68 $4,604.99 – $17,611.00
Healdsburg Hospital Healdsburg $3,612.84 $3,572.00 – $5,198.77

All California hospitals for this procedure →