Perc cryo ablate renal tum at Mercy Medical Center Merced

333 Mercy Ave., Merced, CA · CommonSpirit Health · · NPI 1518018191

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$22,155.30

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$43,020.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3,895.37 with Health Plan of San Joaquin vs $28,713.00 with Health Net — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Plan of San Joaquin Medicaid|> 21 $3,895.37 ↓ -82%
Kern Health System Medicaid|> 21 $3,895.37 ↓ -82%
California Health & Wellness Medicaid|< 21 $3,895.37 ↓ -82%
Health Plan of San Joaquin Medicaid|< 21 $3,895.37 ↓ -82%
Kaiser Medicaid|> 21 $3,895.37 ↓ -82%
Inland Empire Health Plan Medicaid|> 21 $3,895.37 ↓ -82%
Inland Empire Health Plan Medicaid|< 21 $3,895.37 ↓ -82%
Central California Alliance for Health Medicaid|All Plans $3,895.37 ↓ -82%
California Health & Wellness Medicaid|> 21 $3,895.37 ↓ -82%
Kaiser Medicaid|< 21 $3,895.37 ↓ -82%
Kern Health System Medicaid|< 21 $3,895.37 ↓ -82%
Partnership Health Plan Medicaid|< 21 $3,895.37 ↓ -82%
Partnership Health Plan Medicaid|> 21 $3,895.37 ↓ -82%
Molina Medicaid|< 21 $3,895.37 ↓ -82%
Molina Medicaid|> 21 $3,895.37 ↓ -82%
BCBS - Anthem Medicaid|> 21 $4,479.68 ↓ -80%
BCBS - Anthem Medicaid|< 21 $4,479.68 ↓ -80%
Western Growers Commercial|All Plans $6,175.00 ↓ -72%
Healthsmart Commercial|All Plans $7,904.00 ↓ -64%
Cigna Commercial|All Other Plans $8,027.50 ↓ -64%
Cigna Commercial|PPO $8,027.50 ↓ -64%
Health Net Medicaid|All Plans $8,414.00 ↓ -62%
Kaiser Commercial|All Plans $8,521.50 ↓ -62%
First Health Commercial|All Plans $9,880.00 ↓ -55%
BCBS - Anthem Commercial|Exchange $10,694.00 ↓ -52%
MultiPlan Commercial|All Plans $11,609.00 ↓ -48%
United Commercial|HMO $12,226.50 ↓ -45%
United Commercial|All Other Plans $12,350.00 ↓ -44%
Aetna Medicare|All Plans $12,350.00 ↓ -44%
Humana Medicare|All Plans $12,350.00 ↓ -44%
United Commercial|Options PPO $12,350.00 ↓ -44%
United Commercial|Non-Options PPO $12,350.00 ↓ -44%
Health Net Medicare|All Plans $12,350.00 ↓ -44%
Kaiser Medicare|All Plans $12,350.00 ↓ -44%
BCBS - Anthem Medicare|All Plans $12,350.00 ↓ -44%
Scan Health Plan Medicare|All Plans $12,350.00 ↓ -44%
LA Care Medicare|All Plans $12,350.00 ↓ -44%
Blue Shield CA Medicare|All Plans $13,228.50 ↓ -40%
United Medicare|All Plans $13,228.50 ↓ -40%
BCBS - Anthem Commercial|All Other Plans $14,071.00 ↓ -36%
Aetna Commercial|HMO $21,363.00 ↓ -4%
Aetna Commercial|All Other Plans $21,363.00 ↓ -4%
Aetna Commercial|PPO $21,363.00 ↓ -4%
BCBS - Anthem Commercial|MCS $22,232.00 ↑ +0%
Health Net Commercial|Care Product $25,223.00 ↑ +14%
Health Net Commercial|FFS $28,713.00 ↑ +30%

Visitor-reported prices

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Perc cryo ablate renal tum at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $4,900.35 $3,020.76 – $22,376.00
Arroyo Grande Hospital Santa Maria $15,488.04 $3,895.37 – $35,463.26
French Hospital San Luis Obispo $14,185.31 $3,895.37 – $35,463.26
Mercy Hospitals – Bakersfield Bakersfield $15,687.37 $3,895.37 – $19,537.60
Bakersfield Memorial Hospital Bakersfield $15,518.23 $3,895.37 – $19,293.38
St. Joseph's Medical Center Stockton Stockton $11,350.76 $0.80 – $8,105.00
Santa Rosa Memorial Hospital Santa Rosa $15,746.25 $3,423.00 – $15,575.00
Providence Mission Hospital - Mission Viejo Mission Viejo $20,419.68 $7,908.00 – $25,292.72

All California hospitals for this procedure →